Real Estate Investing in Clarksville, New York (12041)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Albany County • Population: 353 • Data updated: September 2026

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Should you buy in 12041 (Clarksville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (84/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clarksville, NY (12041)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $288,705
Avg Monthly Rent $1,431
1% Rule ✗ Does Not Meet
Median Income $112,619
% Renters 15.4%

Market Analysis: 12041 Clarksville

Investors eyeing 12041 need to respect the fundamentals at play. Home values of $289K come alongside slower price movement and elevated management overhead.

Stepping back, the numbers look inviting — $289K purchase price, 0.0% nominal cap — the work to hit that pro forma in 12041 is substantial and deserves full respect.

The gap between 12041 and stronger Clarksville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 12041 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Clarksville's stable or hybrid ZIPs before stepping into 12041. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clarksville:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,431/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Albany-Schenectady-Troy, NY Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Albany-Schenectady-Troy, NY metro data

Market Trends

Home Value History (with trend line)

$300K$268K$237K$206K$174K$143KJul 2006Jul 2016Jul 2026

📊 How Does 12041 Compare?

Metric 12041 Clarksville Albany-Schenectady-Troy, NY New York
Home Value $288,705 $288,705 N/A $505,608
5-Year CAGR 5.2% 5.2% N/A 6.6%
Avg Rent $1,431 $1,431 N/A -
Cap Rate 3.9% 3.9% - -
💡 Why Invest in 12041? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12041 (Clarksville, NY). Anonymous, moderated, never written by AI.

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Property managers serving Albany County

Manage rentals here? List your business →

CYC Realty is an association and property management company serving Upstate New York. summary from their website

HOA
Unclaimed — is this your business? Claim it free

AllyPropertyManagement.com is a domain name available for sale. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $288,705
Monthly Rent $1,431
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.2%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 12041

Population: 353

💰 Median Household Income
$112,619
This area
$112,619
State
$86,376
USA
$74,580
🏠 Renter Occupied
15.4%
This area
15.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-24.2%
USA
3.7%
🎓 College Educated
24.2%
This area
24.2%
State
4.2%
USA
33.7%
👤 Median Age
49.4 years
This area
49.4 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
2.8%
This area
2.8%
USA
22.0%
👴 65 and Over
14.7%
This area
14.7%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

8 Nearby 202 Off-Campus Students
D
St. Peter's Hospital College of Nursing
125 students · 10.8 mi
C
Maria College of Albany
752 students · 10.8 mi
B
University at Albany
16,880 students · 11.5 mi
C
Excelsior University
14,477 students · 11.5 mi
C+
Albany College of Pharmacy and Health Sciences
875 students · 11.6 mi
C
Albany Law School
628 students · 11.7 mi
C
Albany Medical College
834 students · 11.8 mi
C
The College of Saint Rose
2,538 students · 11.8 mi

Frequently Asked Questions

What is the typical home price in Clarksville, NY?

Homes in Clarksville, NY typically sell near $289K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

How strict are landlord regulations in Clarksville, NY?

Clarksville, NY operates under NY law, which is tenant-protective overall for landlords. Expect stable treatment in typical lease and eviction cases.

What monthly rent should investors expect in Clarksville, NY?

Average rent in Clarksville, NY is approximately $1,431/mo per month. Against $289K home values that yields a reasonable rent-to-price ratio.

What strategy should investors use in Clarksville, NY?

A careful cash-flow rentals with hands-on management strategy Clarksville, NY best. The market produces consistent results for that approach at the $289K price point.

What kind of tenants rent in Clarksville, NY?

Tenant quality in Clarksville, NY ranks as solid. Landlords generally report steady occupancy at market rents of $1,431/mo.

You know 12041 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 12041 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 12041 ranks in Albany-Schenectady-Troy, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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