Real Estate Investing in Delmar, New York (12054)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12054 (Delmar, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Delmar, NY (12054)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 12054 Delmar
The 12054 ZIP in Delmar, NY is a local-operator market. Outside capital chasing a $461K entry has to pair deep knowledge with the discount.
The 12054 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 12054 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 12054 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 12054 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Delmar:
Property Strategy for 12054
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $312,755 | $2,190 | 5.0% | +7.8% | $156,378 |
| 3BR | $386,815 | $2,630 | 4.9% | +7.6% | $128,938 |
| 4BR | $507,314 | $2,900 | 4.1% | +7.9% | $126,828 |
| 5BR | $583,134 | — | — | +7.5% | $116,627 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 12054 Compare?
| Metric | 12054 | Delmar | Albany-Schenectady-Troy, NY | New York |
|---|---|---|---|---|
| Home Value | $460,894 | $460,894 | N/A | $505,608 |
| 5-Year CAGR | 7.2% | 7.2% | N/A | 6.6% |
| Avg Rent | $2,269 | $2,269 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12054 (Delmar, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 12054 (Delmar, NY)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Albany County
Manage rentals here? List your business →CYC Realty is an association and property management company serving Upstate New York. summary from their website
AllyPropertyManagement.com is a domain name available for sale. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $460,894 |
| Monthly Rent | $2,269 |
| Price-to-Rent | 16.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.8% |
| 5-Year IRR | 11.0% |
📈 Home Appreciation
| 1-Year | +8.4% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | +7.2% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | +15.4% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12054
Population: 16,988
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12054
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the smart move for investors in Delmar, NY?
Most investors in Delmar, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
What are vacancy rates like in Delmar, NY?
Vacancy in Delmar, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,269/mo.
What is the investability score for Delmar, NY?
Delmar, NY shows an investability rating of 3.0/5, with median home values near $461K and average rents around $2,269/mo. That combination puts it in the sturdy tier for investor interest.
Is Delmar, NY a good market for FHA house hackers?
Delmar, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $461K price point reasonable to enter.
Are eviction rules reasonable in Delmar, NY?
Delmar, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
You know 12054 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 12054 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 12054 ranks in Albany-Schenectady-Troy, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 12054 (Delmar)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 12054 (Delmar, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.