Real Estate Investing in Glenmont, New York (12077)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Albany County • Population: 6,733 • Data updated: September 2026

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Should you buy in 12077 (Glenmont, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Glenmont, NY (12077)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $503,020
Avg Monthly Rent $2,053
1% Rule ✗ Does Not Meet
Median Income $131,000
% Renters 23.6%

Market Analysis: 12077 Glenmont

ZIP 12077 inside Albany County looks affordable on the surface — median value of $503K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $2,053/mo on a $503K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 12077 sits below the stated 0.0% once reality is priced in.

Meanwhile, 12077 offers a low basis, the region around Glenmont has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 12077 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 12077 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Glenmont:

B Good
Buy Confidence Score: 72/100
Affordability
15/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,053/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Albany-Schenectady-Troy, NY Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Albany-Schenectady-Troy, NY metro data
🏠

Property Strategy for 12077

Which property type performs best in this market?

Best for Cash Flow
2BR
4.0% cap rate
Best for Appreciation
4BR
+8.2% 5yr CAGR
Best Overall Value
5BR
$125,470/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $345,618 $1,940 4.0% +8.0% $172,809
3BR $419,986 $2,330 4.0% +7.6% $139,995
4BR $553,773 $2,570 3.3% +8.2% $138,443
5BR $627,349 +7.8% $125,470

Market Trends

Home Value History (with trend line)

$522K$467K$411K$355K$300K$244KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,061$2,039$2,018$1,997$1,976$1,955Apr 2026May 2026May 2026

📊 How Does 12077 Compare?

Metric 12077 Glenmont Albany-Schenectady-Troy, NY New York
Home Value $503,020 $503,020 N/A $505,608
5-Year CAGR 7.2% 7.2% N/A 6.6%
Avg Rent $2,053 $2,053 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 12077? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12077 (Glenmont, NY). Anonymous, moderated, never written by AI.

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Property managers serving Albany County

Manage rentals here? List your business →

CYC Realty is an association and property management company serving Upstate New York. summary from their website

HOA
Unclaimed — is this your business? Claim it free

AllyPropertyManagement.com is a domain name available for sale. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+7.2%
Strong

📊 Market Snapshot

Home Value $503,020
Monthly Rent $2,053
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.2%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 12077

Population: 6,733

💰 Median Household Income
$131,000
This area
$131,000
State
$86,376
USA
$74,580
🏠 Renter Occupied
23.6%
This area
23.6%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-24.2%
USA
3.7%
🎓 College Educated
63.7%
This area
63.7%
State
4.2%
USA
33.7%
👤 Median Age
43.9 years
This area
43.9 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
2.8%
This area
2.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 83.8%
Black/African American 6.9%
Asian 5.2%
Other/Mixed 4.2%
Hispanic/Latino 3.2%
👶 Under 18
22.0%
This area
22.0%
USA
22.0%
👴 65 and Over
17.7%
This area
17.7%
USA
17.3%
📊 Poverty Rate
1.7%
This area
1.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 12077

A+ Avg School Grade
1 Schools
12.0:1 Avg Class Size
$22,793 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

GLENMONT ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
372 Students
👨‍🏫
12.0:1 Class Size
💰
$22,793 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

WILLIAM S HACKETT MIDDLE SCHOOL

📚 06 – 08 Middle
📍 45 DELAWARE AVE, ALBANY
👥
630 Students
👨‍🏫
8.3:1 Class Size
💰
$40,523 Per Student
A+ Excellent

GIFFEN MEMORIAL ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 274 S PEARL ST, ALBANY
👥
406 Students
👨‍🏫
12.5:1 Class Size
💰
$40,523 Per Student
A+ Excellent

THOMAS S O'BRIEN ACADEMY OF SCIENCE & TECHNOLOGY

📚 Pre-K – 05 Elementary
📍 94 DELAWARE AVE, ALBANY
👥
263 Students
👨‍🏫
12.4:1 Class Size
💰
$40,523 Per Student
B+ Above Average

GREEN TECH HIGH CHARTER SCHOOL

📚 06 – 12 High School Charter
📍 99 SLINGERLAND ST, ALBANY
👥
428 Students
👨‍🏫
15.9:1 Class Size
💰
$16,540 Per Student
B Good

KIPP ALBANY COMMUNITY CHARTER SCHOOL

📚 K – 08 School Charter
📍 65 KRANK ST, ALBANY
👥
676 Students
👨‍🏫
22.8:1 Class Size
💰
$20,389 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C+
Albany College of Pharmacy and Health Sciences
875 students · 3.9 mi
C
Albany Law School
628 students · 4.0 mi
D
SUNY-System Office
0 students · 4.1 mi
C
Albany Medical College
834 students · 4.1 mi
C
Maria College of Albany
752 students · 4.5 mi
D
St. Peter's Hospital College of Nursing
125 students · 4.6 mi
C
The College of Saint Rose
2,538 students · 4.8 mi
C
Orlo School of Hair Design and Cosmetology
60 students · 5.5 mi

Frequently Asked Questions

What is the median home value in Glenmont, NY?

Glenmont, NY home values average about $503K. That price point suits investors targeting rentals with $2,053/mo in monthly income.

Is Glenmont, NY a friendly market for rental owners?

Rental owners in Glenmont, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What strategy should investors use in Glenmont, NY?

In Glenmont, NY the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $503K prices and $2,053/mo rents suits that approach.

Is Glenmont, NY good for house hacking?

Glenmont, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $503K price point reasonable to enter.

How much is rent in Glenmont, NY?

Average rent in Glenmont, NY is approximately $2,053/mo per month. Against $503K home values that yields a reasonable rent-to-price ratio.

You know 12077 now. You don’t know where it ranks.

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How 12077 ranks in Albany-Schenectady-Troy, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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