Real Estate Investing in Voorheesville, New York (12186)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Albany County • Population: 6,608 • Data updated: September 2026

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Should you buy in 12186 (Voorheesville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Voorheesville, NY (12186)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $427,904
Avg Monthly Rent $1,431
1% Rule ✗ Does Not Meet
Median Income $113,684
% Renters 14.5%

Market Analysis: 12186 Voorheesville

ZIP 12186 inside Albany County looks affordable on the surface — median value of $428K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $428K asset, 12186 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader NY picture, 12186 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 12186 includes headwinds that any investor should price in. Income distribution skews lower than Voorheesville averages, and tenant stability requires active management.

New investors are better served looking at Voorheesville's stable or hybrid ZIPs before stepping into 12186. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Voorheesville:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+6.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,431/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Albany-Schenectady-Troy, NY Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Albany-Schenectady-Troy, NY metro data
🏠

Property Strategy for 12186

Which property type performs best in this market?

Best for Cash Flow
2BR
3.7% cap rate
Best for Appreciation
5BR
+7.7% 5yr CAGR
Best Overall Value
5BR
$117,080/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $310,568 $1,590 3.7% +6.9% $155,284
3BR $386,508 $1,910 3.6% +7.0% $128,836
4BR $474,134 $2,110 3.2% +7.4% $118,533
5BR $585,400 +7.7% $117,080

Market Trends

Home Value History (with trend line)

$443K$399K$354K$309K$264K$219KJul 2006Jul 2016Jul 2026

📊 How Does 12186 Compare?

Metric 12186 Voorheesville Albany-Schenectady-Troy, NY New York
Home Value $427,904 $427,904 N/A $505,608
5-Year CAGR 6.1% 6.1% N/A 6.6%
Avg Rent $1,431 $1,431 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 12186? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12186 (Voorheesville, NY). Anonymous, moderated, never written by AI.

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Property managers serving Albany County

Manage rentals here? List your business →

CYC Realty is an association and property management company serving Upstate New York. summary from their website

HOA
Unclaimed — is this your business? Claim it free

AllyPropertyManagement.com is a domain name available for sale. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $427,904
Monthly Rent $1,431
Price-to-Rent 24.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +6.6% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.1%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 12186

Population: 6,608

💰 Median Household Income
$113,684
This area
$113,684
State
$86,376
USA
$74,580
🏠 Renter Occupied
14.5%
This area
14.5%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-24.2%
USA
3.7%
🎓 College Educated
52.6%
This area
52.6%
State
4.2%
USA
33.7%
👤 Median Age
45.0 years
This area
45.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.8%
This area
5.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 93.6%
Other/Mixed 5.2%
Hispanic/Latino 3.2%
Asian 0.9%
Black/African American 0.3%
👶 Under 18
17.0%
This area
17.0%
USA
22.0%
👴 65 and Over
18.7%
This area
18.7%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 12186

A+ Avg School Grade
3 Schools
12.9:1 Avg Class Size
$23,024 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CLAYTON A BOUTON HIGH SCHOOL

📚 09 – 12 High School
👥
338 Students
👨‍🏫
11.6:1 Class Size
💰
$23,024 Per Student
A+ Excellent

VOORHEESVILLE ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
553 Students
👨‍🏫
14.5:1 Class Size
💰
$23,024 Per Student
A+ Excellent

VOORHEESVILLE MIDDLE SCHOOL

📚 06 – 08 Middle
👥
306 Students
👨‍🏫
12.6:1 Class Size
💰
$23,024 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 202 Off-Campus Students
C
Excelsior University
14,477 students · 7.9 mi
B
University at Albany
16,880 students · 8.6 mi
D
St. Peter's Hospital College of Nursing
125 students · 8.8 mi
C
Maria College of Albany
752 students · 8.8 mi
C
Bryant & Stratton College-Albany
224 students · 9.7 mi
C
The College of Saint Rose
2,538 students · 9.9 mi
C+
Albany College of Pharmacy and Health Sciences
875 students · 10.0 mi
C
Albany Law School
628 students · 10.1 mi

Frequently Asked Questions

Do landlords face vacancy issues in Voorheesville, NY?

Voorheesville, NY carries elevated vacancy risk. Expect steady absorption at market rents of $1,431/mo.

Is Voorheesville, NY a good place for real estate investing?

Investors tracking Voorheesville, NY will find a 3.0/5 rating supported by $428K median home values and $1,431/mo rents. That profile suits long-term holders targeting even-keeled returns.

How strong is tenant demand in Voorheesville, NY?

Voorheesville, NY offers a predictable renter base at the $1,431/mo rent level. Tenant turnover is reasonable for well-managed properties.

What is it like being a landlord in Voorheesville, NY?

Voorheesville, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

What is the median home value in Voorheesville, NY?

In Voorheesville, NY the median home value sits at $428K. Against the broader NY market, that reads as reasonable for most investors.

You know 12186 now. You don’t know where it ranks.

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How 12186 ranks in Albany-Schenectady-Troy, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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