Real Estate Investing in Saint James, New York (11780)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 11780 (Saint James, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 29.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint James, NY (11780)?
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Market Analysis: 11780 Saint James
ZIP 11780 in Saint James, NY carries a notable set of headwinds. Home values near $859K and rents of $2,421/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 11780 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in Saint James have seen price recovery that 11780 has not matched. Suffolk County data supports the view that the spread is structural rather than temporary.
Employment concentration in 11780 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. significant returns are possible in 11780, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Saint James:
Property Strategy for 11780
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $463,116 | $2,330 | 3.6% | +6.4% | $463,116 |
| 2BR | $552,138 | $2,690 | 3.5% | +7.3% | $276,069 |
| 3BR | $700,766 | $3,490 | 3.6% | +7.7% | $233,589 |
| 4BR | $963,512 | $3,690 | 2.8% | +8.6% | $240,878 |
| 5BR | $1,304,451 | — | — | +8.5% | $260,890 |
Market Trends
Home Value History (with trend line)
📊 How Does 11780 Compare?
| Metric | 11780 | Saint James | New York |
|---|---|---|---|
| Home Value | $859,233 | $859,233 | $505,608 |
| 5-Year CAGR | 6.3% | 6.3% | 6.6% |
| Avg Rent | $2,421 | $2,421 | - |
| Cap Rate | 2.2% | 2.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 11780 (Saint James, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 11780 (Saint James, NY)?
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Property managers serving Suffolk County
Manage rentals here? List your business →CXA Management provides property management services. summary from their website
Eminent Properties Ltd is a property management company. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $859,233 |
| Monthly Rent | $2,421 |
| Price-to-Rent | 29.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +9.6% ▲ |
| 3-Year CAGR | +7.4% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 11780
Population: 15,586
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 11780
Schools in This ZIP Code
Nearby Schools (2 more)
Schools in adjacent ZIP codes that may serve this area
ROBERT CUSHMAN MURPHY JUNIOR HIGH SCHOOL
WILLIAM SIDNEY MOUNT ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,927 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How expensive is real estate in Saint James, NY?
Typical homes in Saint James, NY go for around $859K. The 5-year CAGR of 0.0% predictable price movement.
How does Saint James, NY rate as a rental market?
Saint James, NY reflects an investability rating of 3.0/5, with median home values near $859K and average rents around $2,421/mo. That combination puts it in the notable tier for investor interest.
Is Saint James, NY a friendly market for rental owners?
The landlord environment in Saint James, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
What do rentals go for in Saint James, NY?
Expect rents around $2,421/mo per month in Saint James, NY. With home values at $859K, the yield math works out to reasonable levels for rental investors.
Can I live-in-and-rent in Saint James, NY?
House hacking works a challenging in Saint James, NY. Rents of $2,421/mo against $859K acquisition make the strategy solid for owner-occupants.
You know 11780 now. You don’t know where it ranks.
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How 11780 ranks in New York-Newark-Jersey City, NY-NJ-PA
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