Real Estate Investing in Stony Point, New York (10980)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10980 (Stony Point, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stony Point, NY (10980)?
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Market Analysis: 10980 Stony Point
The 10980 ZIP covers a section of Stony Point that demands careful diligence. Prices near $666K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $666K asset, 10980 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 10980 sits on the difficult end of the NY spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 10980 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 10980 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Stony Point:
Property Strategy for 10980
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $445,254 | $2,720 | 4.4% | +8.9% | $222,627 |
| 3BR | $578,958 | $3,410 | 4.2% | +9.2% | $192,986 |
| 4BR | $717,652 | $3,700 | 3.7% | +8.9% | $179,413 |
| 5BR | $930,519 | — | — | +9.9% | $186,104 |
Market Trends
Home Value History (with trend line)
📊 How Does 10980 Compare?
| Metric | 10980 | Stony Point | New York |
|---|---|---|---|
| Home Value | $666,297 | $666,297 | $505,608 |
| 5-Year CAGR | 7.1% | 7.1% | 6.6% |
| Avg Rent | $2,448 | $2,448 | - |
| Cap Rate | 2.9% | 2.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10980 (Stony Point, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $666,297 |
| Monthly Rent | $2,448 |
| Price-to-Rent | 22.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10980
Population: 13,793
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10980
Schools in This ZIP Code
Nearby Schools (4 more)
Schools in adjacent ZIP codes that may serve this area
THIELLS ELEMENTARY SCHOOL
WILLOW GROVE ELEMENTARY SCHOOL
FIELDSTONE MIDDLE SCHOOL
NORTH ROCKLAND HIGH SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,763 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much rent can I charge in Stony Point, NY?
The typical rental in Stony Point, NY commands about $2,448/mo monthly. That rent profile consistent cash flow against the $666K purchase basis.
How tight is the rental market in Stony Point, NY?
Occupancy in Stony Point, NY runs reliable with elevated vacancy. Well-priced units at $2,448/mo lease on reasonable timelines.
What is the investability score for Stony Point, NY?
Stony Point, NY scores 3.0/5 for investability. Home values sit at $666K and rents near $2,448/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How should investors approach Stony Point, NY?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Stony Point, NY. The numbers - $666K homes against $2,448/mo rents - support that play.
What are home prices like in Stony Point, NY?
Expect median prices around $666K in Stony Point, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
You know 10980 now. You don’t know where it ranks.
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How 10980 ranks in New York-Newark-Jersey City, NY-NJ-PA
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