Real Estate Investing in Haverstraw, New York (10927)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10927 (Haverstraw, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Haverstraw, NY (10927)?
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Market Analysis: 10927 Haverstraw
On balance, ZIP 10927 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $461K median. It rewards specialists, not generalists.
Rent of $3,268/mo on a $461K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 10927 sits below the stated 0.0% once reality is priced in.
In the broader NY picture, 10927 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 10927 includes headwinds that any investor should price in. Income distribution skews lower than Haverstraw averages, and tenant stability requires active management.
Strategically, 10927 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Haverstraw:
Property Strategy for 10927
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $422,297 | $2,820 | 4.8% | +9.4% | $211,149 |
| 3BR | $431,185 | $3,530 | 5.9% | +8.9% | $143,728 |
| 4BR | $522,087 | $3,840 | 5.3% | +9.4% | $130,522 |
| 5BR | $589,246 | — | — | — | $117,849 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10927 Compare?
| Metric | 10927 | Haverstraw | New York |
|---|---|---|---|
| Home Value | $460,822 | $460,822 | $505,608 |
| 5-Year CAGR | 6.6% | 6.6% | 6.6% |
| Avg Rent | $3,268 | $3,268 | - |
| Cap Rate | 5.5% | 5.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10927 (Haverstraw, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $460,822 |
| Monthly Rent | $3,268 |
| Price-to-Rent | 11.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.5% |
| Cap Rate | 5.5% |
| 5-Year IRR | 12.2% |
📈 Home Appreciation
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | -0.7% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10927
Population: 12,273
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10927
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
LAKEWOOD ELEMENTARY SCHOOL
LAUREL PLAINS ELEMENTARY SCHOOL
LINK ELEMENTARY SCHOOL
NEW CITY ELEMENTARY SCHOOL
WOODGLEN ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What price range are homes in Haverstraw, NY?
In Haverstraw, NY the median home value sits at $461K. Against the broader NY market, that reads as reasonable for most investors.
What kind of tenants rent in Haverstraw, NY?
Tenant demand in Haverstraw, NY is solid. The local workforce $3,268/mo rents across most rental classes.
What do landlords charge for rent in Haverstraw, NY?
The typical rental in Haverstraw, NY commands about $3,268/mo monthly. That rent profile measured cash flow against the $461K purchase basis.
Does Haverstraw, NY favor landlords or tenants?
Haverstraw, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
How does Haverstraw, NY rate as a rental market?
Investors tracking Haverstraw, NY will find a 3.0/5 rating supported by $461K median home values and $3,268/mo rents. That profile suits long-term holders targeting steady returns.
You know 10927 now. You don’t know where it ranks.
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How 10927 ranks in New York-Newark-Jersey City, NY-NJ-PA
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