Real Estate Investing in New Hampton, New York (10958)
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Should you buy in 10958 (New Hampton, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in New Hampton, NY (10958)?
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Market Analysis: 10958 New Hampton
The 10958 ZIP covers a section of New Hampton that demands careful diligence. Prices near $493K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $493K asset, 10958 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 10958 sits on the difficult end of the NY spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 10958 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at New Hampton's stable or hybrid ZIPs before stepping into 10958. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in New Hampton:
Property Strategy for 10958
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $337,273 | $2,640 | 5.6% | +8.7% | $168,637 |
| 3BR | $439,981 | $3,350 | 5.5% | +9.1% | $146,660 |
| 4BR | $591,106 | $3,590 | 4.4% | +9.5% | $147,776 |
Market Trends
Home Value History (with trend line)
📊 How Does 10958 Compare?
| Metric | 10958 | New Hampton | Poughkeepsie-Newburgh-Middletown, NY | New York |
|---|---|---|---|---|
| Home Value | $492,984 | $492,984 | N/A | $505,608 |
| 5-Year CAGR | 6.8% | 6.8% | N/A | 6.6% |
| Avg Rent | $2,376 | $2,376 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10958 (New Hampton, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $492,984 |
| Monthly Rent | $2,376 |
| Price-to-Rent | 17.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10958
Population: 2,717
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,348 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is New Hampton, NY a good market for buy-and-hold investors?
New Hampton, NY scores 3.0/5 for investability. Home values sit at $493K and rents near $2,376/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What is the median home value in New Hampton, NY?
New Hampton, NY median home values land near $493K. That is reasonable territory for investors looking at $2,376/mo-per-month rentals.
What is the average monthly rent in New Hampton, NY?
Investors in New Hampton, NY typically see rents near $2,376/mo per month against $493K home values - a solid setup for rental cash flow.
Does New Hampton, NY favor landlords or tenants?
New Hampton, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
How should investors approach New Hampton, NY?
A careful cash-flow rentals with hands-on management strategy New Hampton, NY best. The market produces predictable results for that approach at the $493K price point.
You know 10958 now. You don’t know where it ranks.
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How 10958 ranks in Poughkeepsie-Newburgh-Middletown, NY
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