Real Estate Investing in New York, New York (10455)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bronx County • Population: 42,940 • Data updated: September 2026

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Should you buy in 10455 (New York, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • Flat appreciation: Values have barely moved over 5 years (1.3% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 25.2% poverty rate — can affect rent collection.
  • Higher unemployment: 7.0% unemployment — tenant risk signal.

What’s happening in New York, NY (10455)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $481,980
Avg Monthly Rent $2,734
1% Rule ✗ Does Not Meet
Median Income $35,813
% Renters 88.3%

Market Analysis: 10455 New York

Not every below-median market is a bargain. New York's 10455 ZIP shows signals that favor experienced operators who can absorb the risk $482K pricing implies.

For an experienced owner, 10455 can be a worth a close look for hunting ground — but the discount at $482K reflects genuine risk that outside investors often underestimate.

Within NY, ZIP 10455 trails on several market indicators that neighboring Bronx County submarkets outperform. The gap is real and durable enough to shape underwriting.

A sturdy renter share of 88% in 10455 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 10455 is an operator game, not a passive one. On the rental side, entry prices of $482K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New York:

C Below Average
Buy Confidence Score: 50/100
Affordability
0/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 13.5× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,734/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$512K$465K$418K$370K$323K$275KAug 2010Aug 2018Jul 2026

Rent History (with trend line)

$2,977$2,835$2,693$2,551$2,409$2,267Oct 2025Mar 2026Jul 2026

📊 How Does 10455 Compare?

Metric 10455 New York New York
Home Value $481,980 $572,493 $505,608
5-Year CAGR 1.3% 1.2% 6.6%
Avg Rent $2,734 $3,425 -
Cap Rate 4.4% 3.2% -
💡 Why Invest in 10455? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

88% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10455 (New York, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+1.3%
Slow

📊 Market Snapshot

Home Value $481,980
Monthly Rent $2,734
Price-to-Rent 14.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 5.7%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR +1.3% ▲
10-Year CAGR +3.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.3%
Flat
Eviction process: Slow Rent control: Unfavorable

Demographics in 10455

Population: 42,940

💰 Median Household Income
$35,813
This area
$35,813
State
$86,376
USA
$74,580
🏠 Renter Occupied
88.3%
This area
88.3%
State
26.4%
USA
34.0%
💼 Unemployment Rate
7.0%
This area
7.0%
State
-24.2%
USA
3.7%
🎓 College Educated
14.3%
This area
14.3%
State
4.2%
USA
33.7%
👤 Median Age
32.2 years
This area
32.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
1.7%
This area
1.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 57.1%
Hispanic/Latino 54.1%
Black/African American 29.8%
White 11.5%
Asian 1.6%
👶 Under 18
28.1%
This area
28.1%
USA
22.0%
👴 65 and Over
10.1%
This area
10.1%
USA
17.3%
📊 Poverty Rate
25.2%
This area
25.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10455

B+ Avg School Grade
22 Schools
11.8:1 Avg Class Size
$25,417 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

SOUTH BRONX EARLY COLLEGE ACADEMY CHARTER SCHOOL

📚 06 – 08 Middle Charter
👥
269 Students
👨‍🏫
7.3:1 Class Size
💰
$28,440 Per Student
A+ Excellent

STOREFRONT ACADEMY CHARTER SCHOOL

📚 K – 05 Elementary Charter
👥
269 Students
👨‍🏫
11.7:1 Class Size
💰
$25,488 Per Student
A Very Good

GIRLS PREPARATORY CHARTER SCHOOL OF THE BRONX

📚 Pre-K – 10 High School Charter
👥
627 Students
👨‍🏫
17.0:1 Class Size
💰
$27,227 Per Student
A Very Good

UNIVERSITY PREP CHARTER HIGH SCHOOL

📚 09 – 12 High School Charter
👥
422 Students
👨‍🏫
15.4:1 Class Size
💰
$25,603 Per Student
B+ Above Average

HERO HIGH SCHOOL

📚 09 – 12 High School
👥
723 Students
👨‍🏫
10.5:1 Class Size
B+ Above Average

HOSTOS-LINCOLN ACADEMY OF SCIENCE

📚 06 – 12 High School
👥
490 Students
👨‍🏫
11.4:1 Class Size
B+ Above Average

MS 302 LUISA DESSUS CRUZ

📚 06 – 08 Middle
👥
312 Students
👨‍🏫
10.0:1 Class Size
B+ Above Average

PS 161 JUAN PONCE DE LEON SCHOOL

📚 Pre-K – 05 Elementary
👥
321 Students
👨‍🏫
11.7:1 Class Size
B+ Above Average

PS 25 BILINGUAL SCHOOL

📚 Pre-K – 05 Elementary
👥
421 Students
👨‍🏫
10.7:1 Class Size
B+ Above Average

PS 5 PORT MORRIS

📚 Pre-K – 08 School
👥
636 Students
👨‍🏫
10.6:1 Class Size
B+ Above Average

PS 62 INOCENSIO CASANOVA

📚 Pre-K – 05 Elementary
👥
440 Students
👨‍🏫
11.5:1 Class Size
B+ Above Average

MOTT HAVEN COMMUNITY HIGH SCHOOL

📚 10 – 12 High School
👥
226 Students
👨‍🏫
8.3:1 Class Size
B+ Above Average

PS 130 ABRAM STEVENS HEWITT

📚 Pre-K – 05 Elementary
👥
298 Students
👨‍🏫
10.1:1 Class Size
B+ Above Average

ZETA CHARTER SCHOOL -SOUTH BRONX

📚 Pre-K – 06 School Charter
👥
774 Students
💰
$22,564 Per Student
B+ Above Average

PS 277

📚 Pre-K – 05 Elementary
👥
323 Students
👨‍🏫
12.9:1 Class Size
B+ Above Average
👥
558 Students
👨‍🏫
13.8:1 Class Size
B Good

JM RAPPORT SCHOOL FOR CAREER DEVELOPMENT

📚 09 – 12 High School
👥
369 Students
👨‍🏫
6.6:1 Class Size
B Good

BRILLA VERITAS CHARTER SCHOOL

📚 K – 06 School Charter
👥
506 Students
👨‍🏫
24.1:1 Class Size
💰
$23,482 Per Student
B Good

IS 584

📚 06 – 08 Middle
👥
155 Students
👨‍🏫
6.7:1 Class Size
B Good

MOTT HAVEN VILLAGE PREPARATORY HIGH SCHOOL

📚 09 – 12 High School
👥
176 Students
👨‍🏫
7.9:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 423 Off-Campus Students
C
CUNY Hostos Community College
5,526 students · 1.0 mi
C+
Mount Sinai Phillips School of Nursing
273 students · 1.6 mi
C
New York College of Podiatric Medicine
349 students · 1.8 mi
C
Helene Fuld College of Nursing
722 students · 2.0 mi
B+
CUNY City College
15,012 students · 2.1 mi
C+
Boricua College
479 students · 2.3 mi
B
Yeshiva University
6,826 students · 2.7 mi
C
Teachers College at Columbia University
4,392 students · 2.7 mi

Frequently Asked Questions

How should investors approach New York, NY?

In New York, NY the durable play is typically careful cash-flow rentals with hands-on management. The combination of $482K prices and $2,734/mo rents suits that approach.

What do rentals go for in New York, NY?

Rental rates in New York, NY average $2,734/mo. Tenant demand and $482K home values make the yield look reasonable by investor standards.

What kind of tenants rent in New York, NY?

Tenant quality in New York, NY ranks as solid. Landlords generally report measured occupancy at market rents of $2,734/mo.

What does house hacking look like in New York, NY?

The a challenging house-hack environment in New York, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What is the typical vacancy rate in New York, NY?

Occupancy in New York, NY runs reliable with elevated vacancy. Well-priced units at $2,734/mo lease on reasonable timelines.

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How 10455 ranks in New York-Newark-Jersey City, NY-NJ-PA

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