Real Estate Investing in New York, New York (10454)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bronx County • Population: 40,368 • Data updated: September 2026

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Should you buy in 10454 (New York, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
4 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 36.7% poverty rate — can affect rent collection.
  • Higher unemployment: 7.1% unemployment — tenant risk signal.
  • Lower household income: $26,400 median — tenant affordability is tighter.

What’s happening in New York, NY (10454)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $813,171
Avg Monthly Rent $3,011
1% Rule ✗ Does Not Meet
Median Income $26,400
% Renters 94.3%

Market Analysis: 10454 New York

Investors eyeing 10454 need to respect the fundamentals at play. Home values of $813K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 10454 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 10454 sits on the difficult end of the NY spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

A substantial renter share of 94% in 10454 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 10454 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New York:

C Below Average
Buy Confidence Score: 50/100
Affordability
0/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 30.8× the median income
Value Trend
Stable (+2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,011/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$872K$761K$650K$539K$428K$317KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,261$3,147$3,034$2,920$2,807$2,693Mar 2022May 2024Jul 2026

📊 How Does 10454 Compare?

Metric 10454 New York New York
Home Value $813,171 $572,493 $505,608
5-Year CAGR 2.7% 1.2% 6.6%
Avg Rent $3,011 $3,425 -
Cap Rate 2.9% 3.2% -
💡 Why Invest in 10454? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

94% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10454 (New York, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+2.7%
Slow

📊 Market Snapshot

Home Value $813,171
Monthly Rent $3,011
Price-to-Rent 22.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 5.6%

📈 Home Appreciation

1-Year +2.3% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +2.7% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year -8.5% ▼
3-Year CAGR +0.5% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.7%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 10454

Population: 40,368

💰 Median Household Income
$26,400
This area
$26,400
State
$86,376
USA
$74,580
🏠 Renter Occupied
94.3%
This area
94.3%
State
26.4%
USA
34.0%
💼 Unemployment Rate
7.1%
This area
7.1%
State
-24.2%
USA
3.7%
🎓 College Educated
11.6%
This area
11.6%
State
4.2%
USA
33.7%
👤 Median Age
33.1 years
This area
33.1 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
2.8%
This area
2.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 54.6%
Hispanic/Latino 50.0%
Black/African American 31.9%
White 13.1%
Asian 0.4%
👶 Under 18
26.6%
This area
26.6%
USA
22.0%
👴 65 and Over
10.9%
This area
10.9%
USA
17.3%
📊 Poverty Rate
36.7%
This area
36.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10454

B+ Avg School Grade
26 Schools
12.0:1 Avg Class Size
$23,545 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

AMERICAN DREAM CHARTER SCHOOL

📚 06 – 12 High School Charter
👥
580 Students
👨‍🏫
10.0:1 Class Size
💰
$23,973 Per Student
A+ Excellent

DREAM CHARTER SCHOOL MOTT HAVEN

📚 K – 08 School Charter
👥
654 Students
👨‍🏫
8.1:1 Class Size
💰
$26,451 Per Student
A+ Excellent

MOTT HAVEN ACADEMY CHARTER SCHOOL

📚 Pre-K – 08 School Charter
👥
437 Students
👨‍🏫
13.7:1 Class Size
💰
$29,982 Per Student
A Very Good

LEGACY COLLEGE PREPARATORY CHARTER SCHOOL

📚 06 – 12 High School Charter
👥
808 Students
👨‍🏫
12.0:1 Class Size
💰
$25,332 Per Student
B+ Above Average

INTERNATIONAL COMMUNITY HIGH SCHOOL

📚 09 – 12 High School
👥
345 Students
👨‍🏫
10.4:1 Class Size
B+ Above Average
👥
637 Students
👨‍🏫
11.2:1 Class Size
B+ Above Average

PS 30 WILTON

📚 Pre-K – 05 Elementary
👥
391 Students
👨‍🏫
12.0:1 Class Size
B+ Above Average

PS 49 WILLIS AVENUE

📚 Pre-K – 05 Elementary
👥
494 Students
👨‍🏫
10.0:1 Class Size
B+ Above Average
👥
614 Students
👨‍🏫
10.8:1 Class Size
B+ Above Average
👥
262 Students
👨‍🏫
9.7:1 Class Size
B+ Above Average

BRILLA COLLEGE PREPARATORY CHARTER SCHOOL

📚 K – 10 High School Charter
👥
750 Students
💰
$23,539 Per Student
B+ Above Average

BRONX CHARTER SCHOOL FOR CHILDREN

📚 K – 08 School Charter
👥
501 Students
💰
$22,337 Per Student
B+ Above Average

NEIGHBORHOOD CHARTER SCHOOL-BRONX

📚 K – 05 Elementary Charter
👥
417 Students
💰
$25,911 Per Student
B+ Above Average

PS 154 JONATHAN D HYATT

📚 Pre-K – 05 Elementary
👥
210 Students
👨‍🏫
9.8:1 Class Size
B+ Above Average

PS 179

📚 Pre-K – 05 Elementary
👥
203 Students
👨‍🏫
9.5:1 Class Size
B+ Above Average

PS 65 MOTHER HALE ACADEMY

📚 Pre-K – 05 Elementary
👥
220 Students
👨‍🏫
10.1:1 Class Size
B+ Above Average

SOUTH BRONX CHARTER SCHOOL

📚 K – 10 High School Charter
👥
436 Students
💰
$20,200 Per Student
B+ Above Average

YOUNG LEADERS ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
205 Students
👨‍🏫
9.9:1 Class Size
B+ Above Average

PS 43 JONAS BRONCK

📚 Pre-K – 05 Elementary
👥
347 Students
👨‍🏫
12.9:1 Class Size
B Good

CHOICE CHARTER SCHOOL

📚 Pre-K – 05 Elementary Charter Limited Data
👥
206 Students
💰
$27,417 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 423 Off-Campus Students
C
CUNY Hostos Community College
5,526 students · 1.0 mi
C+
Mount Sinai Phillips School of Nursing
273 students · 1.0 mi
C
New York College of Podiatric Medicine
349 students · 1.2 mi
C
Helene Fuld College of Nursing
722 students · 1.4 mi
B+
CUNY City College
15,012 students · 1.9 mi
C
Icahn School of Medicine at Mount Sinai
1,234 students · 2.1 mi
C
Teachers College at Columbia University
4,392 students · 2.3 mi
B
Jewish Theological Seminary of America
316 students · 2.3 mi

Frequently Asked Questions

How high is vacancy risk in New York, NY?

Vacancy in New York, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $3,011/mo.

What monthly rent should investors expect in New York, NY?

Rents in New York, NY run near $3,011/mo. Compared with median home prices of $813K that produces solid gross yields for typical rentals.

What investment strategy works best in New York, NY?

Investors usually favor careful cash-flow rentals with hands-on management in New York, NY. With home values at $813K and rents near $3,011/mo, other strategies can work but produce even-keeled rather than outsized returns.

Does New York, NY favor landlords or tenants?

New York, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

How strong is New York, NY for real estate investors?

Our data puts New York, NY at 3.0/5 for investability. Home prices of $813K and rents around $3,011/mo create a solid backdrop for investor activity.

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How 10454 ranks in New York-Newark-Jersey City, NY-NJ-PA

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