Real Estate Investing in Franklinville, New Jersey (08322)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gloucester County • Population: 10,391 • Data updated: September 2026

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Should you buy in 08322 (Franklinville, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Franklinville, NJ (08322)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $383,447
Avg Monthly Rent $1,755
1% Rule ✗ Does Not Meet
Median Income $102,243
% Renters 10.4%

Market Analysis: 08322 Franklinville

The 08322 ZIP in Franklinville, NJ is a local-operator market. Outside capital chasing a $383K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 08322 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 08322 and stronger Franklinville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 08322 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 08322 is an operator game, not a passive one. On balance, entry prices of $383K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Franklinville:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,755/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 08322

Which property type performs best in this market?

Best for Cash Flow
2BR
5.2% cap rate
Best for Appreciation
3BR
+11.5% 5yr CAGR
Best Overall Value
3BR
$122,311/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $269,885 $1,950 5.2% +10.0% $134,943
3BR $366,934 $2,340 4.6% +11.5% $122,311
4BR $504,345 $2,610 3.7% $126,086

Market Trends

Home Value History (with trend line)

$399K$353K$306K$260K$213K$167KJul 2006Jul 2016Jul 2026

📊 How Does 08322 Compare?

Metric 08322 Franklinville New Jersey
Home Value $383,447 $383,447 $559,826
5-Year CAGR 6.5% 6.5% 8.4%
Avg Rent $1,755 $1,755 -
Cap Rate 3.6% 3.6% -
💡 Why Invest in 08322? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08322 (Franklinville, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $383,447
Monthly Rent $1,755
Price-to-Rent 18.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08322

Population: 10,391

💰 Median Household Income
$102,243
This area
$102,243
State
$113,906
USA
$74,580
🏠 Renter Occupied
10.4%
This area
10.4%
State
28.4%
USA
34.0%
💼 Unemployment Rate
5.4%
This area
5.4%
State
-9.5%
USA
3.7%
🎓 College Educated
21.6%
This area
21.6%
State
25.9%
USA
33.7%
👤 Median Age
40.0 years
This area
40.0 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 80.1%
Black/African American 10.9%
Other/Mixed 7.4%
Hispanic/Latino 5.2%
Asian 1.6%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
13.4%
This area
13.4%
USA
17.3%
📊 Poverty Rate
7.9%
This area
7.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08322

A+ Avg School Grade
4 Schools
12.3:1 Avg Class Size
$25,591 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Caroline L. Reutter School

📚 05 – 06 School
👥
397 Students
👨‍🏫
11.7:1 Class Size
💰
$23,321 Per Student
A+ Excellent

Delsea Regional Middle School

📚 07 – 08 Middle
👥
497 Students
👨‍🏫
10.4:1 Class Size
💰
$27,861 Per Student
A+ Excellent

Mary F. Janvier School

📚 Pre-K – 02 Elementary
👥
572 Students
👨‍🏫
13.3:1 Class Size
💰
$23,321 Per Student
A Very Good

Delsea Regional High School

📚 09 – 12 High School
👥
1,090 Students
👨‍🏫
13.9:1 Class Size
💰
$27,861 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 5,323 Off-Campus Students
B
Rowan University
19,660 students · 7.9 mi
C
ASI Career Institute
33 students · 9.8 mi
C
Camden County College
7,591 students · 11.8 mi
C
Rowan College of South Jersey-Cumberland Campus
2,557 students · 12.1 mi
C
Rowan College of South Jersey-Gloucester Campus
5,390 students · 12.4 mi
C
Pennco Tech-Blackwood
996 students · 13.4 mi

Investor Insight: With 5,323 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the rental occupancy rate in Franklinville, NJ?

Occupancy in Franklinville, NJ runs stable with elevated vacancy. Well-priced units at $1,755/mo lease on reasonable timelines.

How much do tenants pay in Franklinville, NJ?

Expect rents around $1,755/mo per month in Franklinville, NJ. With home values at $383K, the yield math works out to reasonable levels for rental investors.

What is the best play in Franklinville, NJ?

Franklinville, NJ investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($383K prices, $1,755/mo rents) make it a reasonable choice.

What does house hacking look like in Franklinville, NJ?

The a challenging house-hack environment in Franklinville, NJ reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How does Franklinville, NJ stack up for property investment?

Franklinville, NJ stands at an investability rating of 3.0/5, with median home values near $383K and average rents around $1,755/mo. That combination puts it in the durable tier for investor interest.

You know 08322 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 08322 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 08322 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

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