Real Estate Investing in Lindenwold, New Jersey (08021)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Camden County • Population: 49,060 • Data updated: September 2026

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Should you buy in 08021 (Lindenwold, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Lindenwold, NJ (08021)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $295,509
Avg Monthly Rent $1,868
1% Rule ✗ Does Not Meet
Median Income $63,881
% Renters 50.3%

Market Analysis: 08021 Lindenwold

ZIP 08021 in Lindenwold, NJ carries a impressive set of headwinds. Home values near $296K and rents of $1,868/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 08021 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 08021's metrics run below Camden County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 08021 ZIP's population of 49,060 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lindenwold:

B Good
Buy Confidence Score: 71/100
Affordability
10/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+5.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,868/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 08021

Which property type performs best in this market?

Best for Cash Flow
2BR
6.6% cap rate
Best for Appreciation
2BR
+14.7% 5yr CAGR
Best Overall Value
5BR
$76,883/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $202,958 $1,870 6.6% +14.7% $101,479
3BR $290,412 $2,240 5.6% +13.4% $96,804
4BR $365,495 $2,500 4.9% +12.3% $91,374
5BR $384,413 +12.1% $76,883

Market Trends

Home Value History (with trend line)

$312K$270K$229K$188K$146K$105KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,150$1,993$1,837$1,681$1,524$1,368May 2021Dec 2023Jul 2026

📊 How Does 08021 Compare?

Metric 08021 Lindenwold New Jersey
Home Value $295,509 $295,509 $559,826
5-Year CAGR 8.7% 8.7% 8.4%
Avg Rent $1,868 $1,868 -
Cap Rate 4.9% 4.9% -
💡 Why Invest in 08021? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

50% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08021 (Lindenwold, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+8.7%
Strong

📊 Market Snapshot

Home Value $295,509
Monthly Rent $1,868
Price-to-Rent 13.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 4.9%
5-Year IRR 13.6%

📈 Home Appreciation

1-Year +5.3% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +8.7% ▲
10-Year CAGR +9.1% ▲

🏠 Rent Trends

1-Year -12.1% ▼
3-Year CAGR +1.4% ▲
5-Year CAGR +3.7% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.7%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08021

Population: 49,060

💰 Median Household Income
$63,881
This area
$63,881
State
$113,906
USA
$74,580
🏠 Renter Occupied
50.3%
This area
50.3%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-9.5%
USA
3.7%
🎓 College Educated
24.3%
This area
24.3%
State
25.9%
USA
33.7%
👤 Median Age
37.3 years
This area
37.3 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
7.0%
This area
7.0%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 50.8%
Black/African American 27.6%
Other/Mixed 17.7%
Hispanic/Latino 13.3%
Asian 3.9%
👶 Under 18
21.5%
This area
21.5%
USA
22.0%
👴 65 and Over
15.4%
This area
15.4%
USA
17.3%
📊 Poverty Rate
11.5%
This area
11.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08021

A+ Avg School Grade
11 Schools
11.5:1 Avg Class Size
$26,222 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Clementon Elementary School

📚 Pre-K – 08 School
👥
596 Students
👨‍🏫
9.2:1 Class Size
💰
$28,047 Per Student
A+ Excellent

Dr. Albert M. Bean School

📚 Pre-K – 05 Elementary
👥
326 Students
👨‍🏫
9.5:1 Class Size
💰
$26,895 Per Student
A+ Excellent

John H. Glenn School

📚 Pre-K – 05 Elementary
👥
422 Students
👨‍🏫
10.9:1 Class Size
💰
$26,895 Per Student
A+ Excellent

Lindenwold School Five

📚 K – 04 Elementary
👥
599 Students
👨‍🏫
11.2:1 Class Size
💰
$23,738 Per Student
A+ Excellent

Pine Hill Middle School

📚 06 – 08 Middle
👥
357 Students
👨‍🏫
10.0:1 Class Size
💰
$26,895 Per Student
A+ Excellent

Lindenwold Middle School

📚 05 – 08 School
👥
883 Students
👨‍🏫
11.2:1 Class Size
💰
$23,738 Per Student
A+ Excellent

Lindenwold High School

📚 09 – 12 High School
👥
742 Students
👨‍🏫
12.8:1 Class Size
💰
$23,738 Per Student
A+ Excellent

Lindenwold School Four

📚 K – 04 Elementary
👥
651 Students
👨‍🏫
12.2:1 Class Size
💰
$23,738 Per Student
A+ Excellent

Lindenwold Preschool Building

📚 Grade PK Elementary
👥
201 Students
👨‍🏫
12.6:1 Class Size
💰
$23,738 Per Student
A+ Excellent

Overbrook Senior High School

📚 09 – 12 High School
👥
846 Students
👨‍🏫
14.3:1 Class Size
💰
$26,895 Per Student
A Very Good

Laurel Springs School

📚 Pre-K – 06 School
👥
189 Students
👨‍🏫
12.3:1 Class Size
💰
$34,130 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 4,526 Off-Campus Students
C
Camden County College
7,591 students · 2.5 mi
C
Center for the Healing Arts
36 students · 3.1 mi
C
Rizzieri Aveda School for Beauty and Wellness
381 students · 3.2 mi
C
Pennco Tech-Blackwood
996 students · 3.3 mi
C
ASI Career Institute
33 students · 4.2 mi
C
Rowan College of South Jersey-Gloucester Campus
5,390 students · 6.6 mi
D
Prism Career Institute-Cherry Hill
328 students · 9.1 mi
B
Rowan University
19,660 students · 9.2 mi

Investor Insight: With 4,526 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical vacancy rate in Lindenwold, NJ?

Lindenwold, NJ vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How deep is the rental pool in Lindenwold, NJ?

The tenant pool in Lindenwold, NJ is solid, supported by local employment and population fundamentals. Rents of $1,868/mo are well-absorbed by the market.

How do landlord-tenant laws work in Lindenwold, NJ?

NJ law tenant-protective for landlords, and Lindenwold inherits those rules. Investors should still review local ordinances for rental licensing.

Is Lindenwold, NJ good for house hacking?

The house hack math a challenging in Lindenwold, NJ. Owner-occupant buyers benefit from the $1,868/mo rents and $296K home values.

What price range are homes in Lindenwold, NJ?

The median home value in Lindenwold, NJ is roughly $296K. That puts it reasonable relative to the NJ statewide average.

You know 08021 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 08021 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 08021 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

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