Real Estate Investing in Wyckoff, New Jersey (07481)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bergen County • Population: 16,866 • Data updated: September 2026

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Should you buy in 07481 (Wyckoff, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 34.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wyckoff, NJ (07481)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,180,972
Avg Monthly Rent $2,880
1% Rule ✗ Does Not Meet
Median Income $184,458
% Renters 9.1%

Market Analysis: 07481 Wyckoff

The 07481 ZIP in Wyckoff, NJ is a local-operator market. Outside capital chasing a $1.2M entry has to pair deep knowledge with the discount.

For an experienced owner, 07481 can be a a credible choice for hunting ground — but the discount at $1.2M reflects genuine risk that outside investors often underestimate.

In the broader NJ picture, 07481 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Looking more closely, 16,866 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 07481 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wyckoff:

C+ Average
Buy Confidence Score: 64/100
Affordability
5/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.4× the median income
Value Trend
Rising (+11.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,880/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07481

Which property type performs best in this market?

Best for Cash Flow
4BR
3.0% cap rate
Best for Appreciation
5BR
+10.0% 5yr CAGR
Best Overall Value
4BR
$295,640/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $956,455 $3,900 2.9% +8.5% $318,818
4BR $1,182,558 $4,980 3.0% +9.2% $295,640
5BR $1,592,793 +10.0% $318,559

Market Trends

Home Value History (with trend line)

$1.2M$1.1M$976K$852K$728K$604KJul 2006Jul 2016Jul 2026

📊 How Does 07481 Compare?

Metric 07481 Wyckoff New Jersey
Home Value $1,180,972 $1,180,972 $559,826
5-Year CAGR 7.0% 7.0% 8.4%
Avg Rent $2,880 $2,880 -
Cap Rate 1.9% 1.9% -
💡 Why Invest in 07481? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07481 (Wyckoff, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Bergen County

Manage rentals here? List your business →

First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website

Unclaimed — is this your business? Claim it free

MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+7.0%
Strong

📊 Market Snapshot

Home Value $1,180,972
Monthly Rent $2,880
Price-to-Rent 34.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.9%
Cap Rate 1.9%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +11.2% ▲
3-Year CAGR +8.2% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07481

Population: 16,866

💰 Median Household Income
$184,458
This area
$184,458
State
$113,906
USA
$74,580
🏠 Renter Occupied
9.1%
This area
9.1%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-9.5%
USA
3.7%
🎓 College Educated
64.0%
This area
64.0%
State
25.9%
USA
33.7%
👤 Median Age
46.9 years
This area
46.9 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 89.9%
Asian 4.9%
Other/Mixed 4.8%
Hispanic/Latino 3.6%
Black/African American 0.5%
👶 Under 18
24.2%
This area
24.2%
USA
22.0%
👴 65 and Over
21.1%
This area
21.1%
USA
17.3%
📊 Poverty Rate
1.3%
This area
1.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07481

A+ Avg School Grade
5 Schools
11.9:1 Avg Class Size
$25,951 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Dwight D. Eisenhower Middle School

📚 06 – 08 Middle
👥
617 Students
👨‍🏫
10.3:1 Class Size
💰
$25,951 Per Student
A+ Excellent

Abraham Lincoln Elementary School

📚 K – 05 Elementary
👥
345 Students
👨‍🏫
12.3:1 Class Size
💰
$25,951 Per Student
A+ Excellent

Calvin Coolidge Elementary School

📚 K – 05 Elementary
👥
313 Students
👨‍🏫
12.0:1 Class Size
💰
$25,951 Per Student
A+ Excellent

George Washington Elementary School

📚 K – 05 Elementary
👥
379 Students
👨‍🏫
12.4:1 Class Size
💰
$25,951 Per Student
A+ Excellent

Sicomac Elementary School

📚 Pre-K – 05 Elementary
👥
362 Students
👨‍🏫
12.4:1 Class Size
💰
$25,951 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Brookside School

📚 04 – 08 School
📍 100 Brookside Avenue, Allendale
👥
525 Students
👨‍🏫
11.0:1 Class Size
💰
$23,070 Per Student
A+ Excellent

Crescent Elementary School

📚 K – 05 Elementary
📍 165 CRESCENT AVENUE, WALDWICK
👥
338 Students
👨‍🏫
11.9:1 Class Size
💰
$27,673 Per Student
A+ Excellent

Franklin Avenue Middle School

📚 06 – 08 Middle
📍 755 Franklin Avenue, Franklin Lakes
👥
377 Students
👨‍🏫
7.1:1 Class Size
💰
$33,431 Per Student
A+ Excellent

Hawthorne High School

📚 09 – 12 High School
📍 160 PARMELEE AVENUE, HAWTHORNE
👥
612 Students
👨‍🏫
11.6:1 Class Size
💰
$29,734 Per Student
A+ Excellent

Julia A Traphagen School

📚 Pre-K – 05 Elementary
📍 153 SUMMIT AVENUE, WALDWICK
👥
429 Students
👨‍🏫
10.7:1 Class Size
💰
$27,673 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 6,926 Off-Campus Students
C+
William Paterson University of New Jersey
9,426 students · 4.1 mi
C
Eastwick College-Ramsey
929 students · 4.5 mi
C
Bergen Community College
11,801 students · 5.2 mi
C
Passaic County Community College
5,165 students · 5.6 mi
B
Ramapo College of New Jersey
5,521 students · 5.7 mi
C
Lincoln Technical Institute-Mahwah
964 students · 5.9 mi
C
Hohokus School of Trade and Technical Sciences
134 students · 6.2 mi
C
Berkeley College-Woodland Park
2,007 students · 7.0 mi

Investor Insight: With 6,926 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are vacancy rates like in Wyckoff, NJ?

Wyckoff, NJ sees elevated vacancy, which is reasonable relative to the broader NJ rental market.

Is housing expensive in Wyckoff, NJ?

Wyckoff, NJ median home values land near $1.2M. That is reasonable territory for investors looking at $2,880/mo-per-month rentals.

Is real estate in Wyckoff, NJ a good investment right now?

Wyckoff, NJ rates 3.0/5 for investability. With median values at $1.2M and rents near $2,880/mo, the market offers reasonable fundamentals for rental investors.

How strong is tenant demand in Wyckoff, NJ?

Wyckoff, NJ draws a consistent base of working renters. Demand at the $2,880/mo rent level is reasonable for standard single-family and small multi rentals.

What do rentals go for in Wyckoff, NJ?

Rental rates in Wyckoff, NJ average $2,880/mo. Tenant demand and $1.2M home values make the yield look reasonable by investor standards.

You know 07481 now. You don’t know where it ranks.

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How 07481 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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