Real Estate Investing in Midland Park, New Jersey (07432)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bergen County • Population: 6,996 • Data updated: September 2026

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Should you buy in 07432 (Midland Park, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Midland Park, NJ (07432)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $765,589
Avg Monthly Rent $3,200
1% Rule ✗ Does Not Meet
Median Income $135,909
% Renters 31.7%

Market Analysis: 07432 Midland Park

Investors eyeing 07432 need to respect the fundamentals at play. Home values of $766K come alongside slower price movement and elevated management overhead.

The 07432 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader NJ picture, 07432 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 07432 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 07432 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Midland Park:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,200/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07432

Which property type performs best in this market?

Best for Cash Flow
4BR
3.4% cap rate
Best for Appreciation
4BR
+8.9% 5yr CAGR
Best Overall Value
4BR
$201,033/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $711,656 $2,960 3.0% +8.2% $237,219
4BR $804,132 $3,780 3.4% +8.9% $201,033

Market Trends

Home Value History (with trend line)

$797K$706K$614K$522K$431K$339KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 07432 Compare?

Metric 07432 Midland Park New Jersey
Home Value $765,589 $765,589 $559,826
5-Year CAGR 6.5% 6.5% 8.4%
Avg Rent $3,200 $3,200 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 07432? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07432 (Midland Park, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Bergen County

Manage rentals here? List your business →

First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website

Unclaimed — is this your business? Claim it free

MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $765,589
Monthly Rent $3,200
Price-to-Rent 19.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.3%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +7.8% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07432

Population: 6,996

💰 Median Household Income
$135,909
This area
$135,909
State
$113,906
USA
$74,580
🏠 Renter Occupied
31.7%
This area
31.7%
State
28.4%
USA
34.0%
💼 Unemployment Rate
6.2%
This area
6.2%
State
-9.5%
USA
3.7%
🎓 College Educated
53.4%
This area
53.4%
State
25.9%
USA
33.7%
👤 Median Age
42.8 years
This area
42.8 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
2.8%
This area
2.8%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 88.4%
Other/Mixed 7.2%
Hispanic/Latino 5.4%
Asian 2.5%
Black/African American 1.9%
👶 Under 18
19.1%
This area
19.1%
USA
22.0%
👴 65 and Over
21.9%
This area
21.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07432

A+ Avg School Grade
3 Schools
8.4:1 Avg Class Size
$34,097 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Midland Park Jr./Sr. High School

📚 07 – 12 High School
👥
347 Students
👨‍🏫
7.6:1 Class Size
💰
$34,097 Per Student
A+ Excellent

Godwin Elementary School

📚 Pre-K – 02 Elementary
👥
239 Students
👨‍🏫
9.2:1 Class Size
💰
$34,097 Per Student
A+ Excellent

Highland Elementary School

📚 03 – 06 School
👥
283 Students
👨‍🏫
8.3:1 Class Size
💰
$34,097 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Brookside School

📚 04 – 08 School
📍 100 Brookside Avenue, Allendale
👥
525 Students
👨‍🏫
11.0:1 Class Size
💰
$23,070 Per Student
A+ Excellent

Crescent Elementary School

📚 K – 05 Elementary
📍 165 CRESCENT AVENUE, WALDWICK
👥
338 Students
👨‍🏫
11.9:1 Class Size
💰
$27,673 Per Student
A+ Excellent

Dwight D. Eisenhower Middle School

📚 06 – 08 Middle
📍 344 CALVIN CT, WYCKOFF
👥
617 Students
👨‍🏫
10.3:1 Class Size
💰
$25,951 Per Student
A+ Excellent

Glen Rock High School

📚 09 – 12 High School
📍 400 HAMILTON AVENUE, GLEN ROCK
👥
742 Students
👨‍🏫
10.5:1 Class Size
💰
$26,723 Per Student
A+ Excellent

Glen Rock Middle School

📚 06 – 08 Middle
📍 600 HARRISTOWN ROAD, GLEN ROCK
👥
614 Students
👨‍🏫
10.8:1 Class Size
💰
$26,723 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 6,926 Off-Campus Students
C
Bergen Community College
11,801 students · 4.1 mi
C
Eastwick College-Ramsey
929 students · 4.4 mi
C+
William Paterson University of New Jersey
9,426 students · 4.6 mi
C
Passaic County Community College
5,165 students · 5.5 mi
C
Hohokus School of Trade and Technical Sciences
134 students · 6.0 mi
C
Lincoln Technical Institute-Mahwah
964 students · 6.1 mi
B
Ramapo College of New Jersey
5,521 students · 6.2 mi
C
Lincoln Technical Institute-Paramus
608 students · 7.0 mi

Investor Insight: With 6,926 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How tight is the rental market in Midland Park, NJ?

Vacancy risk in Midland Park, NJ is elevated. That supports predictable cash flow for typical rental holds.

Is Midland Park, NJ better for rentals, flips, or BRRRR?

For Midland Park, NJ, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the investability score for Midland Park, NJ?

Midland Park, NJ posts an investability rating of 3.0/5, with median home values near $766K and average rents around $3,200/mo. That combination puts it in the sturdy tier for investor interest.

Where do home prices stand in Midland Park, NJ?

Midland Park, NJ home values average about $766K. That price point suits investors targeting rentals with $3,200/mo in monthly income.

How much rent can I charge in Midland Park, NJ?

Midland Park, NJ rentals go for roughly $3,200/mo a month. That puts gross yield in solid territory relative to $766K acquisition costs.

You know 07432 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 07432 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 07432 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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