Real Estate Investing in Waldwick, New Jersey (07463)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bergen County • Population: 10,090 • Data updated: September 2026

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Should you buy in 07463 (Waldwick, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Waldwick, NJ (07463)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $767,325
Avg Monthly Rent $2,781
1% Rule ✗ Does Not Meet
Median Income $150,861
% Renters 9.3%

Market Analysis: 07463 Waldwick

Investors eyeing 07463 need to respect the fundamentals at play. Home values of $767K come alongside slower price movement and elevated management overhead.

For an experienced owner, 07463 can be a an appealing option for hunting ground — but the discount at $767K reflects genuine risk that outside investors often underestimate.

ZIP 07463's metrics run below Bergen County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 07463 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Waldwick's stable or hybrid ZIPs before stepping into 07463. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Waldwick:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+8.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,781/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07463

Which property type performs best in this market?

Best for Cash Flow
4BR
4.4% cap rate
Best for Appreciation
4BR
+8.3% 5yr CAGR
Best Overall Value
4BR
$195,871/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $713,828 $3,770 3.8% +8.3% $237,943
4BR $783,483 $4,810 4.4% +8.3% $195,871

Market Trends

Home Value History (with trend line)

$799K$708K$617K$526K$436K$345KJul 2006Jul 2016Jul 2026

📊 How Does 07463 Compare?

Metric 07463 Waldwick New Jersey
Home Value $767,325 $767,325 $559,826
5-Year CAGR 6.8% 6.8% 8.4%
Avg Rent $2,781 $2,781 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 07463? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07463 (Waldwick, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Bergen County

Manage rentals here? List your business →

First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website

Unclaimed — is this your business? Claim it free

MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.8%
Strong

📊 Market Snapshot

Home Value $767,325
Monthly Rent $2,781
Price-to-Rent 23.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +8.5% ▲
3-Year CAGR +7.9% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.8%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07463

Population: 10,090

💰 Median Household Income
$150,861
This area
$150,861
State
$113,906
USA
$74,580
🏠 Renter Occupied
9.3%
This area
9.3%
State
28.4%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-9.5%
USA
3.7%
🎓 College Educated
54.5%
This area
54.5%
State
25.9%
USA
33.7%
👤 Median Age
39.8 years
This area
39.8 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 84.6%
Asian 7.4%
Other/Mixed 6.9%
Hispanic/Latino 6.0%
Black/African American 1.1%
👶 Under 18
26.1%
This area
26.1%
USA
22.0%
👴 65 and Over
17.6%
This area
17.6%
USA
17.3%
📊 Poverty Rate
2.0%
This area
2.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07463

A+ Avg School Grade
4 Schools
10.7:1 Avg Class Size
$27,673 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Crescent Elementary School

📚 K – 05 Elementary
👥
338 Students
👨‍🏫
11.9:1 Class Size
💰
$27,673 Per Student
A+ Excellent

Julia A Traphagen School

📚 Pre-K – 05 Elementary
👥
429 Students
👨‍🏫
10.7:1 Class Size
💰
$27,673 Per Student
A+ Excellent

Waldwick High School

📚 09 – 12 High School
👥
431 Students
👨‍🏫
9.8:1 Class Size
💰
$27,673 Per Student
A+ Excellent

Waldwick Middle School

📚 06 – 08 Middle
👥
387 Students
👨‍🏫
10.5:1 Class Size
💰
$27,673 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Brookside School

📚 04 – 08 School
📍 100 Brookside Avenue, Allendale
👥
525 Students
👨‍🏫
11.0:1 Class Size
💰
$23,070 Per Student
A+ Excellent

Dwight D. Eisenhower Middle School

📚 06 – 08 Middle
📍 344 CALVIN CT, WYCKOFF
👥
617 Students
👨‍🏫
10.3:1 Class Size
💰
$25,951 Per Student
A+ Excellent

Edith A. Bogert Elementary School

📚 03 – 05 Elementary
📍 391 W SADDLE RIVER RD, UPPER SADDLE RIVER
👥
361 Students
👨‍🏫
9.6:1 Class Size
💰
$27,841 Per Student
A+ Excellent

Emil A. Cavallini Middle School

📚 06 – 08 Middle
📍 392 W SADDLE RIVER RD, UPPER SADDLE RIVER
👥
387 Students
👨‍🏫
9.5:1 Class Size
💰
$27,841 Per Student
A+ Excellent

Ho-Ho-Kus Public School

📚 Pre-K – 08 School
📍 70 LLOYD ROAD, HO HO KUS
👥
553 Students
👨‍🏫
11.1:1 Class Size
💰
$33,113 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 6,926 Off-Campus Students
C
Eastwick College-Ramsey
929 students · 3.1 mi
C
Bergen Community College
11,801 students · 4.7 mi
C
Lincoln Technical Institute-Mahwah
964 students · 5.0 mi
B
Ramapo College of New Jersey
5,521 students · 5.3 mi
C+
William Paterson University of New Jersey
9,426 students · 6.1 mi
C
Bais Medrash of Dexter Park
22 students · 6.3 mi
C
Passaic County Community College
5,165 students · 6.9 mi
C+
Beth Medrash Meor Yitzchok
222 students · 6.9 mi

Investor Insight: With 6,926 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average monthly rent in Waldwick, NJ?

Average rent in Waldwick, NJ is approximately $2,781/mo per month. Against $767K home values that yields a reasonable rent-to-price ratio.

What price range are homes in Waldwick, NJ?

Expect median prices around $767K in Waldwick, NJ. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

How should investors approach Waldwick, NJ?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Waldwick, NJ. The numbers - $767K homes against $2,781/mo rents - support that play.

Can I live-in-and-rent in Waldwick, NJ?

House hacking in Waldwick, NJ is reasonable to execute. Prices around $767K and rents of $2,781/mo solid owner-occupant economics.

Do rentals sit vacant long in Waldwick, NJ?

Vacancy in Waldwick, NJ is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,781/mo.

You know 07463 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 07463 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 07463 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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