Real Estate Investing in Elmore, Vermont (05680)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lamoille County • Population: 2,052 • Data updated: September 2026

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Should you buy in 05680 (Elmore, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (38/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.8% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Elmore, VT (05680)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $360,632
Avg Monthly Rent $1,152
1% Rule ✗ Does Not Meet
Median Income $67,898
% Renters 19.0%

Market Analysis: 05680 Elmore

The 05680 ZIP in Elmore, VT is a local-operator market. Outside capital chasing a $361K entry has to pair deep knowledge with the discount.

The 05680 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Turning to rents, 05680 offers a low basis, the region around Elmore has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A resilient renter share of 19% in 05680 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 05680 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Elmore:

C Below Average
Buy Confidence Score: 54/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,152/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$399K$353K$306K$260K$213K$167KJul 2006Jul 2016Jul 2026

📊 How Does 05680 Compare?

Metric 05680 Elmore Vermont
Home Value $360,632 $360,632 $387,631
5-Year CAGR 1.9% 1.9% 6.4%
Avg Rent $1,152 $1,152 -
Cap Rate 2.5% 2.5% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05680 (Elmore, VT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.5%
Low
5yr Growth
+1.9%
Slow

📊 Market Snapshot

Home Value $360,632
Monthly Rent $1,152
Price-to-Rent 26.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 4.4%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR -1.5% ▼
5-Year CAGR +1.9% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.8%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+1.9%
Flat
Eviction process: Slow Rent control: Favorable

Demographics in 05680

Population: 2,052

💰 Median Household Income
$67,898
This area
$67,898
State
$75,625
USA
$74,580
🏠 Renter Occupied
19.0%
This area
19.0%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-24.2%
USA
3.7%
🎓 College Educated
34.3%
This area
34.3%
State
2.9%
USA
33.7%
👤 Median Age
40.1 years
This area
40.1 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
13.8%
This area
13.8%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.5%
Black/African American 3.8%
Other/Mixed 0.7%
Hispanic/Latino 0.3%
👶 Under 18
24.6%
This area
24.6%
USA
22.0%
👴 65 and Over
11.9%
This area
11.9%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05680

A Avg School Grade
1 Schools
12.2:1 Avg Class Size
$39,223 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Wolcott Elementary School

📚 Pre-K – 06 School
👥
110 Students
👨‍🏫
12.2:1 Class Size
💰
$39,223 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Sterling College
78 students · 9.0 mi

Frequently Asked Questions

How much is rent in Elmore, VT?

Rent in Elmore, VT is around $1,152/mo. The resulting rent-to-value relationship with $361K pricing is reasonable for most investor models.

Is Elmore, VT good for landlords?

VT ranks as a balanced state for landlord-tenant law. Elmore generally follows the statewide framework, so landlords face reasonable operating rules.

Is Elmore, VT a smart market for rental property?

Elmore, VT scores 2.0/5 for investability. Home values sit at $361K and rents near $1,152/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the typical vacancy rate in Elmore, VT?

Elmore, VT sees elevated vacancy, which is reasonable relative to the broader VT rental market.

Can I house hack in Elmore, VT?

House hacking works a challenging in Elmore, VT. Rents of $1,152/mo against $361K acquisition make the strategy solid for owner-occupants.

You know 05680 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05680 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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