Real Estate Investing in Bethel, Vermont (05032)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windsor County • Population: 2,879 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 05032 (Bethel, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bethel, VT (05032)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $374,389
Avg Monthly Rent $1,503
1% Rule ✗ Does Not Meet
Median Income $72,417
% Renters 21.1%

Market Analysis: 05032 Bethel

ZIP 05032 inside Windsor County looks affordable on the surface — median value of $374K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $1,503/mo on a $374K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 05032 sits below the stated 0.0% once reality is priced in.

Looking more closely, 05032 offers a low basis, the region around Bethel has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 05032 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 05032 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bethel:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,503/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$391K$344K$298K$251K$204K$158KJul 2006Jul 2016Jul 2026

📊 How Does 05032 Compare?

Metric 05032 Bethel Lebanon, NH-VT Vermont
Home Value $374,389 $374,389 N/A $387,631
5-Year CAGR 4.3% 4.3% N/A 6.4%
Avg Rent $1,503 $1,503 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 05032? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05032 (Bethel, VT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 05032 (Bethel, VT)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Windsor County

Manage rentals here? List your business →

Ellaway Property Services, Inc. is a property services company. summary from their website

Unclaimed — is this your business? Claim it free

Lowe's Real Estate & Property Management offers real estate services in Vermont and New Hampshire, including property management. summary from their website

Unclaimed — is this your business? Claim it free

Real Property Management First Choice is a property management company. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+4.3%
Moderate

📊 Market Snapshot

Home Value $374,389
Monthly Rent $1,503
Price-to-Rent 20.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.6%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+4.3%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05032

Population: 2,879

💰 Median Household Income
$72,417
This area
$72,417
State
$75,625
USA
$74,580
🏠 Renter Occupied
21.1%
This area
21.1%
State
19.3%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-24.2%
USA
3.7%
🎓 College Educated
29.6%
This area
29.6%
State
2.9%
USA
33.7%
👤 Median Age
39.5 years
This area
39.5 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
20.6%
This area
20.6%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 97.1%
Other/Mixed 2.0%
Hispanic/Latino 1.2%
Black/African American 0.6%
Asian 0.3%
👶 Under 18
24.5%
This area
24.5%
USA
22.0%
👴 65 and Over
14.9%
This area
14.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05032

A+ Avg School Grade
2 Schools
8.6:1 Avg Class Size
$20,161 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bethel Elementary School

📚 Pre-K – 05 Elementary
👥
123 Students
👨‍🏫
10.1:1 Class Size
💰
$20,161 Per Student
A+ Excellent

White River Valley Middle School

📚 06 – 08 Middle
👥
126 Students
👨‍🏫
7.1:1 Class Size
💰
$20,161 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 457 Off-Campus Students
D
Vermont Law and Graduate School
690 students · 6.9 mi
C+
Vermont State University
5,136 students · 9.9 mi

Frequently Asked Questions

What is the renter demographic in Bethel, VT?

Bethel, VT draws a stable base of working renters. Demand at the $1,503/mo rent level is reasonable for standard single-family and small multi rentals.

Is Bethel, VT a friendly market for rental owners?

VT law balanced for landlords, and Bethel inherits those rules. Investors should still review local ordinances for rental licensing.

What is the typical home price in Bethel, VT?

Expect median prices around $374K in Bethel, VT. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

How quickly do rentals get leased in Bethel, VT?

Rental vacancy in Bethel, VT is elevated. Investors should budget normal turnover but not chronic empty units.

Which real estate strategy fits Bethel, VT?

A careful cash-flow rentals with hands-on management strategy Bethel, VT best. The market produces stable results for that approach at the $374K price point.

You know 05032 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05032 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 05032 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 05032 (Bethel)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 05032 (Bethel, VT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.