Real Estate Investing in China Village, Maine (04358)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kennebec County • Population: 4,475 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 04358 (China Village, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 26.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in China Village, ME (04358)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $345,479
Avg Monthly Rent $1,305
1% Rule ✗ Does Not Meet
Median Income $94,645
% Renters 7.0%

Market Analysis: 04358 China Village

ZIP 04358 in China Village, ME carries a resilient set of headwinds. Home values near $345K and rents of $1,305/mo sit inside a market where underwriting has to be tight.

The investment case in 04358 is resilient only for operators who understand what they are buying. A $345K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

From an investor standpoint, 04358 offers a low basis, the region around China Village has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 04358 includes headwinds that any investor should price in. Income distribution skews lower than China Village averages, and tenant stability requires active management.

Distressed ZIPs reward experience. robust returns are possible in 04358, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in China Village:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,305/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Augusta-Waterville, ME Metro Area
More inventory, negotiating room for buyers
50 days
Average time to sell
Average
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Augusta-Waterville, ME metro data
🏠

Property Strategy for 04358

Which property type performs best in this market?

Best for Cash Flow
4BR
4.1% cap rate
Best for Appreciation
2BR
+11.6% 5yr CAGR
Best Overall Value
4BR
$97,869/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $250,959 $1,120 3.2% +11.1% $250,959
2BR $305,046 $1,450 3.4% +11.6% $152,523
3BR $347,384 $1,860 3.9% +10.7% $115,795
4BR $391,476 $2,210 4.1% +10.3% $97,869

Market Trends

Home Value History (with trend line)

$365K$316K$267K$217K$168K$118KJul 2006Jul 2016Jul 2026

📊 How Does 04358 Compare?

Metric 04358 China Village Augusta-Waterville, ME Maine
Home Value $345,479 $172,739 N/A $401,109
5-Year CAGR 6.8% 6.8% N/A 8.6%
Avg Rent $1,305 $1,305 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 04358? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04358 (China Village, ME). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 04358 (China Village, ME)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+6.8%
Strong

📊 Market Snapshot

Home Value $345,479
Monthly Rent $1,305
Price-to-Rent 22.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 3.0%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +9.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
26.3%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.8%
Growing
Eviction process: Fast Rent control: Moderate

Demographics in 04358

Population: 4,475

💰 Median Household Income
$94,645
This area
$94,645
State
$66,371
USA
$74,580
🏠 Renter Occupied
7.0%
This area
7.0%
State
17.6%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-23.6%
USA
3.7%
🎓 College Educated
31.2%
This area
31.2%
State
3.6%
USA
33.7%
👤 Median Age
40.4 years
This area
40.4 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
26.3%
This area
26.3%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 96.6%
Other/Mixed 2.0%
Hispanic/Latino 1.0%
Black/African American 0.7%
Asian 0.7%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
12.9%
This area
12.9%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 2,774 Off-Campus Students
C
Thomas College
1,669 students · 9.8 mi
B+
Colby College
2,284 students · 12.0 mi
C
Kennebec Valley Community College
2,381 students · 12.8 mi
C
Capilo School of Hair Design
133 students · 13.9 mi
C+
University of Maine at Augusta
4,323 students · 14.2 mi

Investor Insight: With 2,774 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in China Village, ME?

China Village, ME home values average about $345K. That price point suits investors targeting rentals with $1,305/mo in monthly income.

Is China Village, ME a good place for real estate investing?

Yes - China Village, ME a 3.0/5 investability score. With $345K home prices against $1,305/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is it easy to find good tenants in China Village, ME?

The renter base in China Village, ME is reasonable for the $1,305/mo price point. Screening well and pricing to market typically yields steady tenants.

How do experienced investors play China Village, ME?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in China Village, ME. The numbers - $345K homes against $1,305/mo rents - support that play.

Are landlord laws favorable in China Village, ME?

China Village, ME operates under ME law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.

You know 04358 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 04358 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 04358 ranks in Augusta-Waterville, ME

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 04358 (China Village)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 04358 (China Village, ME).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.