Best ZIP Codes for Cash Flow in Augusta-Waterville, ME (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 04910 Albion, ME $277,045 $1,611 4.54% 5.6%
2 04364 Winthrop, ME $350,556 $1,900 4.23% 5.2%
3 04330 Augusta, ME $297,785 $1,602 4.20% 6.9%
4 04927 Clinton, ME $261,376 $1,395 4.16% 4.6%
5 04265 Monmouth, ME $316,959 $1,575 3.88% 5.5%
6 04901 Winslow, ME $276,868 $1,379 3.88% 8.5%
7 04349 Fayette, ME $367,669 $1,818 3.86% 7.0%
8 04345 Gardiner, ME $321,721 $1,523 3.69% 6.5%
9 04346 Randolph, ME $287,113 $1,350 3.67% 7.5%
10 04988 Unity, ME $293,158 $1,251 3.33% 4.5%
11 04989 Vassalboro, ME $350,524 $1,350 3.00% 6.6%
12 04358 China Village, ME $345,479 $1,305 2.95% 6.8%
13 04284 Wayne, ME $405,065 $1,521 2.93% 7.1%
14 04355 Readfield, ME $354,293 $1,323 2.91% 6.6%
15 04259 Monmouth, ME $367,833 $1,359 2.88% 5.8%
16 04363 Windsor, ME $373,316 $1,377 2.88% 8.1%
17 04963 Oakland, ME $350,045 $1,278 2.85% 7.5%
18 04350 Litchfield, ME $366,854 $1,323 2.81% 5.9%
19 04352 Mt Vernon, ME $340,369 $1,179 2.70% 6.1%
20 04344 Farmingdale, ME $327,287 $1,098 2.62% 6.9%
21 04351 Manchester, ME $399,880 $1,296 2.53% 5.6%
22 04347 Hallowell, ME $386,856 $1,197 2.41% 6.0%
23 04917 Belgrade, ME $418,833 $1,098 2.04% 5.2%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Augusta-Waterville, ME  ·  Affordable in Augusta-Waterville, ME

Or see the full Augusta-Waterville, ME metro profile.