Real Estate Investing in Clinton, Maine (04927)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kennebec County • Population: 3,385 • Data updated: September 2026

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Should you buy in 04927 (Clinton, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.7% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clinton, ME (04927)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $261,376
Avg Monthly Rent $1,395
1% Rule ✗ Does Not Meet
Median Income $69,861
% Renters 13.7%

Market Analysis: 04927 Clinton

This part of Kennebec County is not an easy win. The 04927 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $1,395/mo on a $261K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 04927 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 04927 among ME's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 04927 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Clinton's stable or hybrid ZIPs before stepping into 04927. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clinton:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,395/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Augusta-Waterville, ME Metro Area
More inventory, negotiating room for buyers
50 days
Average time to sell
Average
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Augusta-Waterville, ME metro data

Market Trends

Home Value History (with trend line)

$279K$243K$207K$171K$135K$99KJan 2012May 2019Jul 2026

📊 How Does 04927 Compare?

Metric 04927 Clinton Augusta-Waterville, ME Maine
Home Value $261,376 $261,376 N/A $401,109
5-Year CAGR 4.6% 4.6% N/A 8.6%
Avg Rent $1,395 $1,395 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 04927? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04927 (Clinton, ME). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $261,376
Monthly Rent $1,395
Price-to-Rent 15.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.2%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.7%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Moderate

Demographics in 04927

Population: 3,385

💰 Median Household Income
$69,861
This area
$69,861
State
$66,371
USA
$74,580
🏠 Renter Occupied
13.7%
This area
13.7%
State
17.6%
USA
34.0%
💼 Unemployment Rate
0.3%
This area
0.3%
State
-23.6%
USA
3.7%
🎓 College Educated
23.1%
This area
23.1%
State
3.6%
USA
33.7%
👤 Median Age
51.3 years
This area
51.3 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
10.7%
This area
10.7%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 98.5%
Other/Mixed 1.5%
👶 Under 18
12.0%
This area
12.0%
USA
22.0%
👴 65 and Over
23.2%
This area
23.2%
USA
17.3%
📊 Poverty Rate
1.1%
This area
1.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 04927

A Avg School Grade
1 Schools
11.0:1 Avg Class Size
$16,967 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Clinton Elementary School

📚 Pre-K – 06 School
👥
241 Students
👨‍🏫
11.0:1 Class Size
💰
$16,967 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 747 Off-Campus Students
C
Kennebec Valley Community College
2,381 students · 6.4 mi
B+
Colby College
2,284 students · 9.6 mi
C
Thomas College
1,669 students · 11.9 mi

Investor Insight: With 747 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How deep is the rental pool in Clinton, ME?

Expect a solid tenant pool in Clinton, ME. The rental market absorbs $1,395/mo rents without meaningful friction.

Is Clinton, ME a smart market for rental property?

The 3.0/5 investability rating in Clinton, ME reflects its $261K prices and $1,395/mo rents. Investors generally consider it a solid option within ME.

Do landlords face vacancy issues in Clinton, ME?

Rental vacancy in Clinton, ME is elevated. Investors should budget normal turnover but not chronic empty units.

Does a duplex house hack pencil in Clinton, ME?

The a challenging house-hack environment in Clinton, ME reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Is housing expensive in Clinton, ME?

Clinton, ME home values average about $261K. That price point suits investors targeting rentals with $1,395/mo in monthly income.

You know 04927 now. You don’t know where it ranks.

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How 04927 ranks in Augusta-Waterville, ME

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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