Real Estate Investing in Windsor, Maine (04363)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kennebec County • Population: 2,666 • Data updated: September 2026

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Should you buy in 04363 (Windsor, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.1% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Windsor, ME (04363)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $373,316
Avg Monthly Rent $1,377
1% Rule ✗ Does Not Meet
Median Income $64,118
% Renters 11.9%

Market Analysis: 04363 Windsor

This part of Kennebec County is not an easy win. The 04363 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 04363 can be a a viable market for hunting ground — but the discount at $373K reflects genuine risk that outside investors often underestimate.

In the broader ME picture, 04363 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 04363 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. impressive returns are possible in 04363, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Windsor:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.8× the median income
Value Trend
Rising (+11.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,377/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Augusta-Waterville, ME Metro Area
More inventory, negotiating room for buyers
50 days
Average time to sell
Average
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Augusta-Waterville, ME metro data

Market Trends

Home Value History (with trend line)

$394K$336K$277K$219K$161K$103KJan 2012May 2019Jul 2026

📊 How Does 04363 Compare?

Metric 04363 Windsor Augusta-Waterville, ME Maine
Home Value $373,316 $373,316 N/A $401,109
5-Year CAGR 8.1% 8.1% N/A 8.6%
Avg Rent $1,377 $1,377 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 04363? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04363 (Windsor, ME). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+8.1%
Strong

📊 Market Snapshot

Home Value $373,316
Monthly Rent $1,377
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +11.6% ▲
3-Year CAGR +7.5% ▲
5-Year CAGR +8.1% ▲
10-Year CAGR +9.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.1%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+8.1%
Growing
Eviction process: Fast Rent control: Moderate

Demographics in 04363

Population: 2,666

💰 Median Household Income
$64,118
This area
$64,118
State
$66,371
USA
$74,580
🏠 Renter Occupied
11.9%
This area
11.9%
State
17.6%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-23.6%
USA
3.7%
🎓 College Educated
17.0%
This area
17.0%
State
3.6%
USA
33.7%
👤 Median Age
44.0 years
This area
44.0 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
9.1%
This area
9.1%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 96.1%
Other/Mixed 2.9%
Black/African American 0.7%
Hispanic/Latino 0.5%
Asian 0.3%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
13.8%
This area
13.8%
USA
17.3%
📊 Poverty Rate
2.5%
This area
2.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 04363

A+ Avg School Grade
1 Schools
11.7:1 Avg Class Size
$18,972 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Windsor Elementary School

📚 K – 08 School
👥
288 Students
👨‍🏫
11.7:1 Class Size
💰
$18,972 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 2,027 Off-Campus Students
C
Capilo School of Hair Design
133 students · 9.9 mi
C+
University of Maine at Augusta
4,323 students · 10.9 mi

Investor Insight: With 2,027 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What strategy should investors use in Windsor, ME?

In Windsor, ME the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $373K prices and $1,377/mo rents suits that approach.

How landlord-friendly is Windsor, ME?

ME ranks as a landlord-friendly state for landlord-tenant law. Windsor generally follows the statewide framework, so landlords face reasonable operating rules.

What are rental rates like in Windsor, ME?

Windsor, ME rentals go for roughly $1,377/mo a month. That puts gross yield in solid territory relative to $373K acquisition costs.

Is real estate in Windsor, ME a good investment right now?

Investors tracking Windsor, ME will find a 3.0/5 rating supported by $373K median home values and $1,377/mo rents. That profile suits long-term holders targeting predictable returns.

How strong is tenant demand in Windsor, ME?

The tenant pool in Windsor, ME is solid, supported by local employment and population fundamentals. Rents of $1,377/mo are well-absorbed by the market.

You know 04363 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 04363 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 04363 ranks in Augusta-Waterville, ME

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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