Real Estate Investing in Acton, Maine (04001)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

York County • Population: 2,695 • Data updated: September 2026

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Should you buy in 04001 (Acton, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (34/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 53.6% of homes vacant — above national norms.
  • 1-year downturn: Values declined 6.3% in the last year.
  • High price-to-rent: Price-to-rent ratio 29.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Acton, ME (04001)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $475,985
Avg Monthly Rent $1,368
1% Rule ✗ Does Not Meet
Median Income $68,482
% Renters 3.0%

Market Analysis: 04001 Acton

Stepping back, ZIP 04001 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $476K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 04001 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 04001 sits on the difficult end of the ME spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

The 04001 ZIP's population of 2,695 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Strategy in 04001 is an operator game, not a passive one. Meanwhile, entry prices of $476K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Acton:

C Below Average
Buy Confidence Score: 53/100
Affordability
5/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7× the median income
Value Trend
Declining (-6.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,368/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Portland-South Portland, ME Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Portland-South Portland, ME metro data

Market Trends

Home Value History (with trend line)

$536K$461K$387K$313K$238K$164KJul 2006Jul 2016Jul 2026

📊 How Does 04001 Compare?

Metric 04001 Acton Portland-South Portland, ME Maine
Home Value $475,985 $475,985 N/A $401,109
5-Year CAGR 3.4% 3.4% N/A 8.6%
Avg Rent $1,368 $1,368 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 04001? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04001 (Acton, ME). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+3.4%
Moderate

📊 Market Snapshot

Home Value $475,985
Monthly Rent $1,368
Price-to-Rent 29.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.2%
5-Year IRR 5.7%

📈 Home Appreciation

1-Year -6.3% ▼
3-Year CAGR +0.6% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
53.6%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Fast Rent control: Moderate

Demographics in 04001

Population: 2,695

💰 Median Household Income
$68,482
This area
$68,482
State
$66,371
USA
$74,580
🏠 Renter Occupied
3.0%
This area
3.0%
State
17.6%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-23.6%
USA
3.7%
🎓 College Educated
28.8%
This area
28.8%
State
3.6%
USA
33.7%
👤 Median Age
53.4 years
This area
53.4 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
53.6%
This area
53.6%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 90.3%
Other/Mixed 9.6%
Hispanic/Latino 3.4%
👶 Under 18
13.1%
This area
13.1%
USA
22.0%
👴 65 and Over
24.7%
This area
24.7%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 04001

A+ Avg School Grade
1 Schools
12.9:1 Avg Class Size
$25,787 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Acton Elementary School

📚 Pre-K – 08 School
👥
245 Students
👨‍🏫
12.9:1 Class Size
💰
$25,787 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Acton, ME a smart market for rental property?

Acton, ME records an investability rating of 3.0/5, with median home values near $476K and average rents around $1,368/mo. That combination puts it in the substantial tier for investor interest.

Is Acton, ME suited for a house hack?

House hacking works a challenging in Acton, ME. Rents of $1,368/mo against $476K acquisition make the strategy solid for owner-occupants.

What is the rental occupancy rate in Acton, ME?

Expect elevated vacancy in Acton, ME. Rents at $1,368/mo are absorbed by the tenant base without meaningful lag.

What is the smart move for investors in Acton, ME?

Investors usually favor careful cash-flow rentals with hands-on management in Acton, ME. With home values at $476K and rents near $1,368/mo, other strategies can work but produce even-keeled rather than outsized returns.

How much do tenants pay in Acton, ME?

Investors in Acton, ME typically see rents near $1,368/mo per month against $476K home values - a solid setup for rental cash flow.

You know 04001 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 04001 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 04001 ranks in Portland-South Portland, ME

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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