Real Estate Investing in Newfield, Maine (04095)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 04095 (Newfield, ME)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 39.7% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Newfield, ME (04095)?
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Market Analysis: 04095 Newfield
Not every below-median market is a bargain. Newfield's 04095 ZIP comes in at signals that favor experienced operators who can absorb the risk $403K pricing implies.
Rent of $1,557/mo on a $403K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 04095 sits below the stated 0.0% once reality is priced in.
Regionally, 04095 sits on the difficult end of the ME spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 04095 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Newfield:
Market Trends
Home Value History (with trend line)
📊 How Does 04095 Compare?
| Metric | 04095 | Newfield | Portland-South Portland, ME | Maine |
|---|---|---|---|---|
| Home Value | $402,904 | $201,452 | N/A | $401,109 |
| 5-Year CAGR | 5.2% | 5.2% | N/A | 8.6% |
| Avg Rent | $1,557 | $1,557 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 04095 (Newfield, ME). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $402,904 |
| Monthly Rent | $1,557 |
| Price-to-Rent | 21.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +7.3% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 04095
Population: 1,382
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 04095
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What are vacancy rates like in Newfield, ME?
Vacancy risk in Newfield, ME is elevated. That supports even-keeled cash flow for typical rental holds.
What are rental rates like in Newfield, ME?
Rents in Newfield, ME run near $1,557/mo. Compared with median home prices of $403K that produces solid gross yields for typical rentals.
What is the typical home price in Newfield, ME?
The median home value in Newfield, ME is roughly $403K. That puts it reasonable relative to the ME statewide average.
Is rental property easy to operate in Newfield, ME?
ME law landlord-friendly for landlords, and Newfield inherits those rules. Investors should still review local ordinances for rental licensing.
What kind of market is Newfield, ME for investors?
Newfield, ME scores 3.0/5 for investability. Home values sit at $403K and rents near $1,557/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 04095 now. You don’t know where it ranks.
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How 04095 ranks in Portland-South Portland, ME
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