Best ZIP Codes for Cash Flow in Portland-South Portland, ME (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 04092 | Westbrook, ME | $464,926 | $2,405 | 4.03% | 5.7% |
| 2 | 04083 | Springvale, ME | $367,608 | $1,895 | 4.02% | 6.3% |
| 3 | 04084 | Standish, ME | $477,994 | $2,400 | 3.92% | 5.7% |
| 4 | 04103 | Portland, ME | $538,851 | $2,694 | 3.90% | 5.9% |
| 5 | 04106 | South Portland, ME | $533,882 | $2,611 | 3.82% | 5.9% |
| 6 | 04073 | Sanford, ME | $378,187 | $1,768 | 3.65% | 6.6% |
| 7 | 04062 | Windham, ME | $502,062 | $2,321 | 3.61% | 6.2% |
| 8 | 04085 | Standish, ME | $433,955 | $1,998 | 3.59% | 5.9% |
| 9 | 03901 | Berwick, ME | $484,345 | $2,200 | 3.54% | 6.6% |
| 10 | 04055 | Naples, ME | $443,195 | $2,007 | 3.53% | 5.9% |
| 11 | 04530 | Bath, ME | $420,959 | $1,870 | 3.46% | 7.2% |
| 12 | 04102 | Portland, ME | $551,235 | $2,415 | 3.42% | 5.5% |
| 13 | 04047 | Parsonsfield, ME | $363,164 | $1,566 | 3.36% | 3.8% |
| 14 | 04009 | Bridgton, ME | $418,408 | $1,795 | 3.35% | 5.5% |
| 15 | 04011 | Brunswick, ME | $506,510 | $2,156 | 3.32% | 6.3% |
| 16 | 04579 | Woolwich, ME | $431,529 | $1,818 | 3.29% | 5.6% |
| 17 | 03908 | South Berwick, ME | $533,043 | $2,200 | 3.22% | 5.9% |
| 18 | 04027 | Lebanon, ME | $416,828 | $1,710 | 3.20% | 5.3% |
| 19 | 04076 | Shapleigh, ME | $417,404 | $1,683 | 3.15% | 3.5% |
| 20 | 04043 | Kennebunk, ME | $628,844 | $2,525 | 3.13% | 5.7% |
| 21 | 04357 | Richmond, ME | $341,681 | $1,368 | 3.12% | 5.8% |
| 22 | 04061 | Waterboro, ME | $392,633 | $1,557 | 3.09% | 6.0% |
| 23 | 04038 | Gorham, ME | $553,325 | $2,175 | 3.07% | 6.4% |
| 24 | 04005 | Biddeford, ME | $511,537 | $2,003 | 3.05% | 6.5% |
| 25 | 04029 | Sebago, ME | $414,747 | $1,620 | 3.05% | 4.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Portland-South Portland, ME · Affordable in Portland-South Portland, ME
Or see the full Portland-South Portland, ME metro profile.
