Real Estate Investing in Woolwich, Maine (04579)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sagadahoc County • Population: 3,135 • Data updated: September 2026

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Should you buy in 04579 (Woolwich, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woolwich, ME (04579)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $431,529
Avg Monthly Rent $1,818
1% Rule ✗ Does Not Meet
Median Income $92,596
% Renters 9.3%

Market Analysis: 04579 Woolwich

ZIP 04579 inside Sagadahoc County looks affordable on the surface — median value of $432K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 04579 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 04579's metrics run below Sagadahoc County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 04579 ZIP's population of 3,135 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woolwich:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+3.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,818/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Portland-South Portland, ME Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Portland-South Portland, ME metro data

Market Trends

Home Value History (with trend line)

$455K$394K$332K$271K$209K$147KJan 2012May 2019Jul 2026

📊 How Does 04579 Compare?

Metric 04579 Woolwich Portland-South Portland, ME Maine
Home Value $431,529 $431,529 N/A $401,109
5-Year CAGR 5.6% 5.6% N/A 8.6%
Avg Rent $1,818 $1,818 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 04579? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04579 (Woolwich, ME). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+5.6%
Moderate

📊 Market Snapshot

Home Value $431,529
Monthly Rent $1,818
Price-to-Rent 19.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +3.9% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.8%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Fast Rent control: Moderate

Demographics in 04579

Population: 3,135

💰 Median Household Income
$92,596
This area
$92,596
State
$66,371
USA
$74,580
🏠 Renter Occupied
9.3%
This area
9.3%
State
17.6%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-23.6%
USA
3.7%
🎓 College Educated
49.8%
This area
49.8%
State
3.6%
USA
33.7%
👤 Median Age
52.7 years
This area
52.7 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
14.8%
This area
14.8%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 92.8%
Other/Mixed 6.2%
Hispanic/Latino 1.3%
Asian 0.7%
Black/African American 0.4%
👶 Under 18
15.2%
This area
15.2%
USA
22.0%
👴 65 and Over
33.7%
This area
33.7%
USA
17.3%
📊 Poverty Rate
17.8%
This area
17.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 04579

A+ Avg School Grade
1 Schools
9.6:1 Avg Class Size
$22,773 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Woolwich Central School

📚 Pre-K – 08 School
👥
306 Students
👨‍🏫
9.6:1 Class Size
💰
$22,773 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
B+
Bowdoin College
1,850 students · 10.4 mi

Frequently Asked Questions

What is the average monthly rent in Woolwich, ME?

Rent in Woolwich, ME is around $1,818/mo. The resulting rent-to-value relationship with $432K pricing is reasonable for most investor models.

Is ME a landlord-friendly state?

Landlord-friendliness in Woolwich, ME is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How should investors approach Woolwich, ME?

In Woolwich, ME the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $432K prices and $1,818/mo rents suits that approach.

Should investors consider Woolwich, ME?

With a 3.0/5 investability score, Woolwich, ME ranks as a solid market for rental property investors. Median prices of $432K and rents of $1,818/mo drive the underlying numbers.

Are renters plentiful in Woolwich, ME?

Woolwich, ME draws a even-keeled base of working renters. Demand at the $1,818/mo rent level is reasonable for standard single-family and small multi rentals.

You know 04579 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 04579 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 04579 ranks in Portland-South Portland, ME

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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