Real Estate Investing in Standish, Maine (04085)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 04085 (Standish, ME)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Standish, ME (04085)?
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Market Analysis: 04085 Standish
The 04085 ZIP in Standish, ME is a local-operator market. Outside capital chasing a $434K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $434K asset, 04085 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 04085 sits on the difficult end of the ME spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 04085 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 04085 is an operator game, not a passive one. Looking more closely, entry prices of $434K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Standish:
Market Trends
Home Value History (with trend line)
📊 How Does 04085 Compare?
| Metric | 04085 | Standish | Portland-South Portland, ME | Maine |
|---|---|---|---|---|
| Home Value | $433,955 | $455,975 | N/A | $401,109 |
| 5-Year CAGR | 5.9% | 5.8% | N/A | 8.6% |
| Avg Rent | $1,998 | $2,199 | N/A | - |
| Cap Rate | 3.6% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 04085 (Standish, ME). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $433,955 |
| Monthly Rent | $1,998 |
| Price-to-Rent | 18.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +5.7% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +8.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 04085
Population: 2,822
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 04085
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Standish, ME a good market for buy-and-hold investors?
Investors tracking Standish, ME will find a 3.0/5 rating supported by $434K median home values and $1,998/mo rents. That profile suits long-term holders targeting steady returns.
Which real estate strategy fits Standish, ME?
The best-fit strategy in Standish, ME is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What is the typical rental rate in Standish, ME?
Investors in Standish, ME typically see rents near $1,998/mo per month against $434K home values - a solid setup for rental cash flow.
Does a duplex house hack pencil in Standish, ME?
The a challenging house-hack environment in Standish, ME reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What kind of vacancy should I budget for in Standish, ME?
Standish, ME vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 04085 now. You don’t know where it ranks.
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How 04085 ranks in Portland-South Portland, ME
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