Real Estate Investing in Brewster, Massachusetts (02631)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Barnstable County • Population: 10,189 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 02631 (Brewster, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 44.3% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 29.4 — hard to cash-flow at these prices.

What’s happening in Brewster, MA (02631)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $793,039
Avg Monthly Rent $2,249
1% Rule ✗ Does Not Meet
Median Income $96,133
% Renters 17.0%

Market Analysis: 02631 Brewster

The 02631 ZIP in Brewster, MA is a local-operator market. Outside capital chasing a $793K entry has to pair deep knowledge with the discount.

The 02631 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 02631 among MA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 02631 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 02631 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Brewster:

C Below Average
Buy Confidence Score: 56/100
Affordability
0/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.2× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,249/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Barnstable Town, MA Metro Area
Even conditions for buyers and sellers
48 days
Average time to sell
Average
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Barnstable Town, MA metro data
🏠

Property Strategy for 02631

Which property type performs best in this market?

Best for Cash Flow
1BR
4.1% cap rate
Best for Appreciation
5BR
+11.7% 5yr CAGR
Best Overall Value
2BR
$265,448/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $311,831 $1,770 4.1% +10.9% $311,831
2BR $530,896 $2,320 3.1% +10.6% $265,448
3BR $835,009 $2,860 2.5% +10.2% $278,336
4BR $1,083,594 $3,280 2.2% +11.1% $270,898
5BR $1,538,770 +11.7% $307,754

Market Trends

Home Value History (with trend line)

$838K$733K$629K$524K$420K$315KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 02631 Compare?

Metric 02631 Brewster Barnstable Town, MA Massachusetts
Home Value $793,039 $793,039 N/A $645,115
5-Year CAGR 5.9% 5.9% N/A 7.0%
Avg Rent $2,249 $2,249 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 02631? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 02631 (Brewster, MA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+5.9%
Moderate

📉 Market Crash Risk Index

Based on Barnstable Town, MA metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
61%
Days Pending
1/2
48 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $793,039
Monthly Rent $2,249
Price-to-Rent 29.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
44.3%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.9%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 02631

Population: 10,189

💰 Median Household Income
$96,133
This area
$96,133
State
$107,356
USA
$74,580
🏠 Renter Occupied
17.0%
This area
17.0%
State
28.1%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-8.0%
USA
3.7%
🎓 College Educated
48.6%
This area
48.6%
State
32.1%
USA
33.7%
👤 Median Age
56.0 years
This area
56.0 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
44.3%
This area
44.3%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 94.9%
Other/Mixed 3.9%
Hispanic/Latino 2.0%
Black/African American 0.9%
Asian 0.3%
👶 Under 18
14.4%
This area
14.4%
USA
22.0%
👴 65 and Over
35.0%
This area
35.0%
USA
17.3%
📊 Poverty Rate
2.1%
This area
2.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 02631

A+ Avg School Grade
2 Schools
9.4:1 Avg Class Size
$29,301 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Eddy Elementary

📚 03 – 05 Elementary
👥
205 Students
👨‍🏫
10.3:1 Class Size
💰
$29,301 Per Student
A+ Excellent

Stony Brook Elementary

📚 Pre-K – 02 Elementary
👥
229 Students
👨‍🏫
8.4:1 Class Size
💰
$29,301 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 515 Off-Campus Students
C
Cape Cod Community College
2,604 students · 14.4 mi

Investor Insight: With 515 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are renters plentiful in Brewster, MA?

Brewster, MA draws a predictable base of working renters. Demand at the $2,249/mo rent level is reasonable for standard single-family and small multi rentals.

Should investors consider Brewster, MA?

With a 3.0/5 investability score, Brewster, MA ranks as a solid market for rental property investors. Median prices of $793K and rents of $2,249/mo drive the underlying numbers.

How expensive is real estate in Brewster, MA?

The median home value in Brewster, MA is roughly $793K. That puts it reasonable relative to the MA statewide average.

Does a duplex house hack pencil in Brewster, MA?

For house hackers, Brewster, MA is a challenging. The $2,249/mo rent on a unit helps defray the mortgage on a $793K property.

Is Brewster, MA a friendly market for rental owners?

Brewster, MA falls under MA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

You know 02631 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 02631 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 02631 ranks in Barnstable Town, MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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