Real Estate Investing in Paxton, Massachusetts (01612)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Worcester County • Population: 4,996 • Data updated: September 2026

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Should you buy in 01612 (Paxton, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 29.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Paxton, MA (01612)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $563,036
Avg Monthly Rent $1,620
1% Rule ✗ Does Not Meet
Median Income $130,787
% Renters 11.5%

Market Analysis: 01612 Paxton

ZIP 01612 in Paxton, MA carries a sturdy set of headwinds. Home values near $563K and rents of $1,620/mo sit inside a market where underwriting has to be tight.

Rent of $1,620/mo on a $563K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 01612 sits below the stated 0.0% once reality is priced in.

Regionally, 01612 sits on the difficult end of the MA spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Meanwhile, 4,996 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 01612 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Paxton:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,620/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Worcester, MA-CT Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
10.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Worcester, MA-CT metro data
🏠

Property Strategy for 01612

Which property type performs best in this market?

Best for Cash Flow
3BR
3.2% cap rate
Best for Appreciation
2BR
+8.9% 5yr CAGR
Best Overall Value
5BR
$147,128/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $430,517 $1,800 3.0% +8.9% $215,258
3BR $506,472 $2,230 3.2% +8.1% $168,824
4BR $646,104 $2,470 2.8% +8.2% $161,526
5BR $735,640 +8.1% $147,128

Market Trends

Home Value History (with trend line)

$593K$519K$444K$370K$296K$222KJul 2006Jul 2016Jul 2026

📊 How Does 01612 Compare?

Metric 01612 Paxton Worcester, MA-CT Massachusetts
Home Value $563,036 $563,036 N/A $645,115
5-Year CAGR 6.1% 6.1% N/A 7.0%
Avg Rent $1,620 $1,620 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 01612? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01612 (Paxton, MA). Anonymous, moderated, never written by AI.

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Property managers serving Worcester County

Manage rentals here? List your business →

Ruane Property Management LLC offers commercial and residential property management services. summary from their website

Commercial
Unclaimed — is this your business? Claim it free

AP Services MA offers services to build, manage, and maintain properties. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $563,036
Monthly Rent $1,620
Price-to-Rent 29.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.2%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.1%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 01612

Population: 4,996

💰 Median Household Income
$130,787
This area
$130,787
State
$107,356
USA
$74,580
🏠 Renter Occupied
11.5%
This area
11.5%
State
28.1%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-8.0%
USA
3.7%
🎓 College Educated
51.1%
This area
51.1%
State
32.1%
USA
33.7%
👤 Median Age
36.9 years
This area
36.9 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
4.6%
This area
4.6%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 91.2%
Other/Mixed 5.2%
Black/African American 2.6%
Hispanic/Latino 2.4%
Asian 1.0%
👶 Under 18
17.1%
This area
17.1%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
0.8%
This area
0.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01612

A+ Avg School Grade
1 Schools
13.5:1 Avg Class Size
$19,035 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Paxton Center

📚 K – 08 School
👥
432 Students
👨‍🏫
13.5:1 Class Size
💰
$19,035 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,709 Off-Campus Students
C
Anna Maria College
1,332 students · 1.5 mi
C+
Assumption University
2,046 students · 5.3 mi
C+
Worcester State University
5,611 students · 5.3 mi
C
Toni & Guy Hairdressing Academy-Worcester
171 students · 6.5 mi
B
Worcester Polytechnic Institute
7,353 students · 6.7 mi
B
Clark University
4,124 students · 6.9 mi
C
Quinsigamond Community College
6,930 students · 6.9 mi
C
Rob Roy Academy-Worcester
121 students · 7.1 mi

Investor Insight: With 2,709 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What approach is best for Paxton, MA real estate?

For Paxton, MA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How strict are landlord regulations in Paxton, MA?

Paxton, MA falls under MA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

Are tenants stable in Paxton, MA?

The tenant pool in Paxton, MA is solid, supported by local employment and population fundamentals. Rents of $1,620/mo are well-absorbed by the market.

Are there empty rentals in Paxton, MA?

Vacancy risk in Paxton, MA is elevated. That supports even-keeled cash flow for typical rental holds.

Is Paxton, MA suited for a house hack?

House hacking works a challenging in Paxton, MA. Rents of $1,620/mo against $563K acquisition make the strategy solid for owner-occupants.

You know 01612 now. You don’t know where it ranks.

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How 01612 ranks in Worcester, MA-CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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