Real Estate Investing in Holden, Massachusetts (01522)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01522 (Holden, MA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holden, MA (01522)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 01522 Holden
Looking more closely, ZIP 01522 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $543K median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $543K asset, 01522 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader MA picture, 01522 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 01522 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 01522 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Holden:
Property Strategy for 01522
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $369,864 | $2,070 | 4.0% | +8.2% | $184,932 |
| 3BR | $519,585 | $2,570 | 3.6% | +7.6% | $173,195 |
| 4BR | $663,529 | $2,840 | 3.1% | +8.2% | $165,882 |
Market Trends
Home Value History (with trend line)
📊 How Does 01522 Compare?
| Metric | 01522 | Holden | Worcester, MA-CT | Massachusetts |
|---|---|---|---|---|
| Home Value | $543,467 | $556,610 | N/A | $645,115 |
| 5-Year CAGR | 5.6% | 5.6% | N/A | 7.0% |
| Avg Rent | $1,863 | $2,341 | N/A | - |
| Cap Rate | 2.7% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01522 (Holden, MA). Anonymous, moderated, never written by AI.
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Property managers serving Worcester County
Manage rentals here? List your business →Ruane Property Management LLC offers commercial and residential property management services. summary from their website
AP Services MA offers services to build, manage, and maintain properties. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $543,467 |
| Monthly Rent | $1,863 |
| Price-to-Rent | 24.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 8.3% |
📈 Home Appreciation
| 1-Year | +4.0% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +5.6% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01522
Population: 3,021
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01522
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,709 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What price range are homes in Holden, MA?
Holden, MA home values average about $543K. That price point suits investors targeting rentals with $1,863/mo in monthly income.
Is Holden, MA suited for a house hack?
House hacking in Holden, MA is a challenging. With home values around $543K and rents at $1,863/mo, owner-occupants can offset a meaningful share of PITI.
Is Holden in MA worth investing in?
Yes - Holden, MA a 3.0/5 investability score. With $543K home prices against $1,863/mo monthly rent, the market delivers a reasonable entry point for new investors.
How strong are rents in Holden, MA?
Average rent in Holden, MA is approximately $1,863/mo per month. Against $543K home values that yields a reasonable rent-to-price ratio.
Is MA a landlord-friendly state?
Rental owners in Holden, MA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
You know 01522 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 01522 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 01522 ranks in Worcester, MA-CT
Every ZIP in this metro, ranked. Free.
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