Real Estate Investing in South Hadley, Massachusetts (01075)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hampshire County • Population: 17,410 • Data updated: September 2026

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Should you buy in 01075 (South Hadley, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in South Hadley, MA (01075)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $392,334
Avg Monthly Rent $1,753
1% Rule ✗ Does Not Meet
Median Income $92,740
% Renters 23.3%

Market Analysis: 01075 South Hadley

The 01075 ZIP in South Hadley, MA is a local-operator market. Outside capital chasing a $392K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 01075 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in South Hadley have seen price recovery that 01075 has not matched. Hampshire County data supports the view that the spread is structural rather than temporary.

Who lives in 01075 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 01075 is an operator game, not a passive one. On the rental side, entry prices of $392K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in South Hadley:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,753/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MA Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MA metro data
🏠

Property Strategy for 01075

Which property type performs best in this market?

Best for Cash Flow
1BR
5.7% cap rate
Best for Appreciation
1BR
+8.9% 5yr CAGR
Best Overall Value
4BR
$116,232/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $186,647 $1,480 5.7% +8.9% $186,647
2BR $327,136 $1,880 4.1% +7.2% $163,568
3BR $385,311 $2,350 4.4% +6.6% $128,437
4BR $464,929 $2,540 3.9% +7.0% $116,232
5BR $586,988 +7.2% $117,398

Market Trends

Home Value History (with trend line)

$407K$364K$320K$277K$233K$189KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,755$1,748$1,742$1,735$1,728$1,721May 2026Jun 2026Jul 2026

📊 How Does 01075 Compare?

Metric 01075 South Hadley Springfield, MA Massachusetts
Home Value $392,334 $392,334 N/A $645,115
5-Year CAGR 5.2% 5.2% N/A 7.0%
Avg Rent $1,753 $1,753 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 01075? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01075 (South Hadley, MA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+5.2%
Moderate

📉 Market Crash Risk Index

Based on Springfield, MA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $392,334
Monthly Rent $1,753
Price-to-Rent 18.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.2%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01075

Population: 17,410

💰 Median Household Income
$92,740
This area
$92,740
State
$107,356
USA
$74,580
🏠 Renter Occupied
23.3%
This area
23.3%
State
28.1%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-8.0%
USA
3.7%
🎓 College Educated
49.1%
This area
49.1%
State
32.1%
USA
33.7%
👤 Median Age
44.6 years
This area
44.6 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
4.6%
This area
4.6%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 88.4%
Other/Mixed 5.2%
Asian 5.1%
Hispanic/Latino 2.9%
Black/African American 1.3%
👶 Under 18
15.2%
This area
15.2%
USA
22.0%
👴 65 and Over
24.3%
This area
24.3%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01075

A+ Avg School Grade
5 Schools
10.7:1 Avg Class Size
$21,650 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Michael E. Smith Middle School

📚 05 – 08 School
👥
511 Students
👨‍🏫
11.6:1 Class Size
💰
$22,149 Per Student
A+ Excellent

South Hadley High

📚 09 – 12 High School
👥
508 Students
👨‍🏫
9.2:1 Class Size
💰
$22,149 Per Student
A+ Excellent

Plains Elementary

📚 Pre-K – 01 Elementary
👥
265 Students
👨‍🏫
11.0:1 Class Size
💰
$22,149 Per Student
A+ Excellent

Mosier

📚 02 – 04 Elementary
👥
360 Students
👨‍🏫
12.6:1 Class Size
💰
$22,149 Per Student
A+ Excellent

Pioneer Valley Performing Arts Charter Public School

📚 07 – 12 High School Charter
👥
399 Students
👨‍🏫
9.2:1 Class Size
💰
$19,652 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,182 Off-Campus Students
B
Mount Holyoke College
2,330 students · 0.3 mi
B+
Smith College
2,830 students · 5.2 mi
C
Conway School of Landscape Design
18 students · 5.3 mi
C
Hampshire College
717 students · 5.4 mi
C
Holyoke Community College
3,706 students · 5.6 mi
C
College of Our Lady of the Elms
1,332 students · 8.0 mi
C
DiGrigoli School of Cosmetology
28 students · 8.1 mi
B+
Amherst College
1,910 students · 8.6 mi

Investor Insight: With 1,182 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does South Hadley, MA stack up for property investment?

South Hadley, MA shows an investability rating of 3.0/5, with median home values near $392K and average rents around $1,753/mo. That combination puts it in the healthy tier for investor interest.

How much is rent in South Hadley, MA?

Rents in South Hadley, MA run near $1,753/mo. Compared with median home prices of $392K that produces solid gross yields for typical rentals.

Is it easy to find good tenants in South Hadley, MA?

Tenant demand in South Hadley, MA is solid. The local workforce $1,753/mo rents across most rental classes.

Does house hacking work in South Hadley, MA?

House hacking works a challenging in South Hadley, MA. Rents of $1,753/mo against $392K acquisition make the strategy solid for owner-occupants.

Is vacancy a concern in South Hadley, MA?

Rental vacancy in South Hadley, MA is elevated. Investors should budget normal turnover but not chronic empty units.

You know 01075 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01075 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 01075 ranks in Springfield, MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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