Real Estate Investing in Floyd County, Kentucky

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

26 ZIP codes • Population: 33,594

Should you buy in Floyd County, KY? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed β€” values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

πŸ“ˆ For Investors
STRONG
3.7 / 5 (81/100)

A cash-flow market β€” rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 17.7% of homes vacant β€” above national norms.
  • Declining values: -1.7% 5-year CAGR β€” values have moved lower.
  • 1-year downturn: Values declined 11.6% in the last year.
  • Elevated poverty: 22.4% poverty rate β€” can affect rent collection.

What’s happening in Floyd County, KY?

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3.7/ 5

Investability

County-wide average

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Landlord Climate

Regulatory friendliness

Avg Investability β˜…β˜…β˜…β˜…β˜…
Avg Home Value $80,724
Avg Monthly Rent $857
ZIP Codes 26

Investing in Floyd County Real Estate

This is a distressed-leaning county in Kentucky: Floyd has 19 cities, 26 ZIPs, and investment math that only works for investors with genuine local understanding.

Floyd is the kind of county where the cap rate on paper and the cap rate realized tend to diverge. firmly out-of-state capital should be especially careful with carry-in assumptions.

Distressed-leaning demographics in Floyd β€” soft income growth, high rent burden, population shifts β€” are among the reasons the β˜…β˜…β˜…β˜…β˜† rating sits where it does.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Floyd County, KY. Anonymous, moderated, never written by AI.

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Avg Home Value
$80,724
Avg Monthly Rent
$857
1% Rule
βœ“ Passes
Landlord Friendly (KY)
β˜…β˜…β˜…β˜…β˜…

πŸŽ“ Colleges & Universities in Floyd County

1 College 2,583 Students 1,397 Off-Campus Renters
C
Big Sandy Community and Technical College
2-Year Public Β· 2,583 students
πŸ“ ~1,397 students rent off-campus

Investor Insight: With 1,397 students living off-campus, Floyd County has substantial rental demand from the college population β€” typically stable, lease-renewing tenants.

Cities in Floyd County

ZIP Codes in Floyd County, KY

41653 β˜… β˜… β˜… β˜… β˜…
Prestonsburg
Population 11,048
Avg Home $128,440
Avg Rent $801/mo
41635 β˜… β˜… β˜… β˜… β˜…
Harold
Population 3,314
Avg Home $96,394
Avg Rent $945/mo
41649 β˜… β˜… β˜… β˜… β˜…
Martin
Population 2,275
Avg Home $72,819
Avg Rent $873/mo
41603 β˜… β˜… β˜… β˜… β˜…
Banner
Population 1,661
Avg Home $113,430
Avg Rent $945/mo
41216 β˜… β˜… β˜… β˜… β˜…
East Point
Population 1,343
Avg Home $150,530
Avg Rent $927/mo
41631 β˜… β˜… β˜… β˜… β˜…
Harold
Population 1,230
Avg Home $77,164
Avg Rent $810/mo
41645 β˜… β˜… β˜… β˜… β˜…
Hueysville
Population 1,137
Avg Home $75,482
Avg Rent $918/mo
41647 β˜… β˜… β˜… β˜… β˜…
McDowell
Population 1,105
Avg Home $64,494
Avg Rent $810/mo
41640 β˜… β˜… β˜… β˜… β˜…
Hueysville
Population 1,012
Avg Home $62,703
Avg Rent $792/mo
41669 β˜… β˜… β˜… β˜… β˜…
Wheelwright
Population 1,001
Avg Home $47,153
Avg Rent $783/mo
41655 β˜… β˜… β˜… β˜… β˜…
Printer
Population 946
Avg Home $68,842
Avg Rent $810/mo
41666 β˜… β˜… β˜… β˜… β˜…
Wayland
Population 917
Avg Home $45,148
Avg Rent $963/mo
41602 β˜… β˜… β˜… β˜… β˜…
Auxier
Population 818
Avg Home $80,584
Avg Rent $792/mo
41636 β˜… β˜… β˜… β˜… β˜…
Hi Hat
Population 709
Avg Home $53,435
Avg Rent $810/mo
41642 β˜… β˜… β˜… β˜… β˜…
Ivel
Population 627
Avg Home $111,682
Avg Rent $963/mo
41650 β˜… β˜… β˜… β˜… β˜…
Melvin
Population 549
Avg Home $53,533
Avg Rent $810/mo
41615 β˜… β˜… β˜… β˜… β˜…
Dana
Population 547
Avg Home $106,271
Avg Rent $810/mo
41605 β˜… β˜… β˜… β˜… β˜…
Betsy Layne
Population 546
Avg Home $111,432
Avg Rent $936/mo
41604 β˜… β˜… β˜… β˜… β˜…
Hi Hat
Population 496
Avg Home $55,166
Avg Rent $810/mo
41616 β˜… β˜… β˜… β˜… β˜…
Martin
Population 477
Avg Home $73,726
Avg Rent $945/mo
41667 β˜… β˜… β˜… β˜… β˜…
Weeksbury
Population 457
Avg Home $51,717
Avg Rent $819/mo
41601 β˜… β˜… β˜… β˜… β˜…
Allen
Population 431
Avg Home $104,686
Avg Rent $783/mo
41619 β˜… β˜… β˜… β˜… β˜…
Drift
Population 314
Avg Home $66,764
Avg Rent $1,008/mo
41606 β˜… β˜… β˜… β˜… β˜…
Wheelwright
Population 245
Avg Home $66,320
Avg Rent $810/mo
41660 β˜… β˜… β˜… β˜… β˜…
Harold
Population 242
Avg Home $70,658
Avg Rent $810/mo
41622 β˜… β˜… β˜… β˜… β˜…
Hueysville
Population 147
Avg Home $90,259
Avg Rent $810/mo

Screen every market in Floyd County

Filter this county’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo). Add weekly alerts when these markets move with Investor Pro+.

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Frequently Asked Questions About Floyd County

Does, KY make sense for an investment property?

, KY comes in at an investability rating of 3.7/5, with median home values near $81K and average rents around $857/mo. That combination puts it in the durable tier for investor interest.

Should investors worry about vacancy in, KY?

, KY carries elevated vacancy risk. Expect consistent absorption at market rents of $857/mo.

Are rents high in, KY?

Average rent in, KY is approximately $857/mo per month. Against $81K home values that yields a reasonable rent-to-price ratio.

How much should I expect to pay for a home in, KY?

, KY median home values land near $81K. That is reasonable territory for investors looking at $857/mo-per-month rentals.

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