Real Estate Investing in Hueysville, Kentucky (41640)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Floyd County • Population: 1,012 • Data updated: September 2026

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Should you buy in 41640 (Hueysville, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • Declining values: -9.0% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 27.1% in the last year.
  • Elevated poverty: 33.2% poverty rate — can affect rent collection.
  • Lower household income: $33,935 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hueysville, KY (41640)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $62,703
Avg Monthly Rent $792
1% Rule ✓ Meets
Median Income $33,935
% Renters 31.4%

Market Analysis: 41640 Hueysville

Within Floyd County, the 41640 ZIP shows a lower entry point around $63K. From an investor standpoint, operators who can improve stock here typically see outsized uplift.

Cap rate math of 0.0% understates the return here. Post-rehab, stabilized yields climb, and the 41640 ZIP's older housing stock gives operators the opportunity set to execute.

Across KY, value-add opportunity tends to concentrate where housing stock is older and entry prices are below the state median. ZIP 41640 sits at both traits clearly.

Residents in 41640 skew younger than the county average, and that matters for rehab positioning. Younger renters respond to finishes, appliances, and in-unit laundry in ways that move rent.

Flippers with local expertise can do well in 41640. Out-of-state investors should partner with boots-on-the-ground operators or skip the ZIP entirely.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hueysville:

C Below Average
Buy Confidence Score: 55/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.8× the median income
Value Trend
Declining (-27.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$107K$98K$88K$78K$68K$59KFeb 2018May 2022Jul 2026

📊 How Does 41640 Compare?

Metric 41640 Hueysville Kentucky
Home Value $62,703 $76,148 $225,788
5-Year CAGR N/A N/A 6.9%
Avg Rent $792 $840 -
Cap Rate 9.9% 8.8% -
💡 Why Invest in 41640? Click to expand

This ZIP code meets the 1% rule with rent at $792/mo on homes averaging $62,703 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41640 (Hueysville, KY). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
9.9%
Excellent
5yr Growth
-9.0%
Declining

📊 Market Snapshot

Home Value $62,703
Monthly Rent $792
Price-to-Rent 6.6:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 15.2%
Cap Rate 9.9%
5-Year IRR 0.8%

📈 Home Appreciation

1-Year -27.1% ▼
3-Year CAGR -15.3% ▼
5-Year CAGR -9.0% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-9.0%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 41640

Population: 1,012

💰 Median Household Income
$33,935
This area
$33,935
State
$55,541
USA
$74,580
🏠 Renter Occupied
31.4%
This area
31.4%
State
23.6%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.4%
USA
3.7%
🎓 College Educated
7.7%
This area
7.7%
State
-4.1%
USA
33.7%
👤 Median Age
48.9 years
This area
48.9 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
7.2%
This area
7.2%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 99.7%
Other/Mixed 0.3%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
23.1%
This area
23.1%
USA
17.3%
📊 Poverty Rate
33.2%
This area
33.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Alice Lloyd College
553 students · 10.2 mi

Frequently Asked Questions

How expensive is real estate in Hueysville, KY?

Homes in Hueysville, KY typically sell near $63K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Does BRRRR pencil out in Hueysville, KY?

BRRRR in Hueysville, KY is a strong. The interplay of $63K values and $792/mo rents creates reasonable refinance conditions.

Is Hueysville, KY a 1% rule market?

With rents of $792/mo on $63K homes, Hueysville, KY close to the 1% rule for most properties. The actual rent-to-price ratio is 1.26%.

What type of investing works in Hueysville, KY?

In Hueysville, KY the resilient play is typically value-add and BRRRR deals. The combination of $63K prices and $792/mo rents suits that approach.

Is Hueysville, KY a smart market for rental property?

Hueysville, KY posts an investability rating of 4.0/5, with median home values near $63K and average rents around $792/mo. That combination puts it in the notable tier for investor interest.

You know 41640 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41640 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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