Real Estate Investing in Hueysville, Kentucky (41645)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Floyd County • Population: 1,137 • Data updated: September 2026

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Should you buy in 41645 (Hueysville, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 30.3% of homes vacant — above national norms.
  • Declining values: -0.4% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 5.1% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hueysville, KY (41645)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $75,482
Avg Monthly Rent $918
1% Rule ✓ Meets
Median Income $72,188
% Renters 20.5%

Market Analysis: 41645 Hueysville

ZIP 41645 inside Hueysville, KY leans into a value-add thesis. Home values near $75K sit below the state median, and rents of $918/mo leave room for forced-equity plays.

Investors in 41645 do not buy the market average — they buy the unit they can improve. $75K median pricing and $918/mo comps define the envelope within which the work has to pay.

Across Hueysville, pockets like 41645 represent the last affordable rungs of a rising ladder. The state-level data shows those rungs thinning.

The a credible choice for angle on demographics here is renter willingness to pay a premium for renovated product. The 21% rental share provides scale for the strategy.

Flippers with local expertise can do well in 41645. Out-of-state investors should partner with boots-on-the-ground operators or skip the ZIP entirely.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hueysville:

C+ Average
Buy Confidence Score: 60/100
Affordability
25/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1× the median income
Value Trend
Declining (-5.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$87K$81K$75K$69K$63K$58KFeb 2018May 2022Jul 2026

📊 How Does 41645 Compare?

Metric 41645 Hueysville Kentucky
Home Value $75,482 $76,148 $225,788
5-Year CAGR N/A N/A 6.9%
Avg Rent $918 $840 -
Cap Rate 9.5% 8.8% -
💡 Why Invest in 41645? Click to expand

This ZIP code meets the 1% rule with rent at $918/mo on homes averaging $75,482 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41645 (Hueysville, KY). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
9.5%
Excellent
5yr Growth
-0.4%
Declining

📊 Market Snapshot

Home Value $75,482
Monthly Rent $918
Price-to-Rent 6.9:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 14.6%
Cap Rate 9.5%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year -5.1% ▼
3-Year CAGR -0.6% ▼
5-Year CAGR -0.4% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.5%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.5%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
30.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.4%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 41645

Population: 1,137

💰 Median Household Income
$72,188
This area
$72,188
State
$55,541
USA
$74,580
🏠 Renter Occupied
20.5%
This area
20.5%
State
23.6%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.4%
USA
3.7%
🎓 College Educated
36.3%
This area
36.3%
State
-4.1%
USA
33.7%
👤 Median Age
45.3 years
This area
45.3 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
30.3%
This area
30.3%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 99.0%
Other/Mixed 1.0%
👶 Under 18
36.7%
This area
36.7%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
5.1%
This area
5.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41645

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Duff-Allen Central Elementary

📚 Pre-K – 08 School
📍 183 Rebel Road, Eastern
👥
422 Students
👨‍🏫
12.8:1 Class Size
💰
$15,413 Per Student
B+ Above Average

Floyd Central High School

📚 09 – 12 High School
📍 651 Ky Rt 680W, Eastern
👥
530 Students
👨‍🏫
15.1:1 Class Size
💰
$15,413 Per Student
B+ Above Average

May Valley Elementary School

📚 Pre-K – 08 School
📍 481 Stephens Br, Martin
👥
492 Students
👨‍🏫
17.0:1 Class Size
💰
$15,413 Per Student
B+ Above Average

Renaissance Learning Center

📚 K – 12 K-12
📍 145 Randy Caudill Loop, Martin
👥
161 Students
👨‍🏫
9.2:1 Class Size
💰
$15,413 Per Student
C Below Average

Floyd County Area Technology Center

📚 08 – 12 High School Limited Data
📍 1024 KY Rt. 122, Martin
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,397 Off-Campus Students
C
Big Sandy Community and Technical College
2,583 students · 11.0 mi
C
Alice Lloyd College
553 students · 14.1 mi
D
Galen Health Institutes-Pikeville
122 students · 14.9 mi

Investor Insight: With 1,397 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Hueysville, KY?

Median home price in Hueysville, KY is near $75K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

Is real estate in Hueysville, KY a good investment right now?

Hueysville, KY scores 4.0/5 for investability. Home values sit at $75K and rents near $918/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Are 1% rule properties available in Hueysville, KY?

The median property in Hueysville, KY ($75K at $918/mo rent) a 1.22% rent-to-price figure. Pure 1% deals require disciplined offer pricing.

Can owner-occupants cash flow in Hueysville, KY?

Hueysville, KY is a an attractive market for house hackers. FHA or conventional owner-occupant buyers find the $75K price point reasonable to enter.

How do experienced investors play Hueysville, KY?

Investors who focus on value-add and BRRRR deals typically do well in Hueysville, KY. The numbers - $75K homes against $918/mo rents - support that play.

You know 41645 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41645 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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