Merced, CA Metro Area - Investment Guide
Metro Area • 12 Cities • 17 ZIP Codes
Avg Home Value
$437,609
Avg Monthly Rent
$1,500
Avg Cap Rate
2.83%
Avg Investability
2.8 ★
Cities
12
ZIP Codes
17
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Merced, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Merced, CA
Every ZIP in the metro, ranked four ways. Free.
Cities in Merced, CA
Atwater
California
1 ZIPs
Ballico
California
1 ZIPs
Delhi
California
1 ZIPs
Dos Palos
California
1 ZIPs
Gustine
California
1 ZIPs
Hilmar
California
1 ZIPs
Le Grand
California
1 ZIPs
Livingston
California
1 ZIPs
Los Banos
California
1 ZIPs
Planada
California
1 ZIPs
Stevinson
California
1 ZIPs
Winton
California
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 95365 | Planada | CA | $294,792 | $1,224 | 3.24% | |
| 95334 | Livingston | CA | $422,531 | $1,449 | 2.67% | |
| 95340 | Merced | CA | $401,852 | $1,916 | 3.72% | |
| 93620 | Dos Palos | CA | $367,181 | $1,224 | 2.60% | |
| 95369 | Merced | CA | $482,774 | $1,224 | 1.98% | |
| 95315 | Delhi | CA | $415,985 | $1,287 | 2.41% | |
| 95322 | Gustine | CA | $421,074 | $1,305 | 2.42% | |
| 95341 | Merced | CA | $361,326 | $1,902 | 4.11% | |
| 93635 | Los Banos | CA | $463,766 | $2,362 | 3.97% | |
| 95374 | Stevinson | CA | $656,532 | $1,224 | 1.45% | |
| 93665 | Firebaugh | CA | $281,087 | $1,305 | 3.62% | |
| 95388 | Winton | CA | $364,663 | $1,224 | 2.62% | |
| 95324 | Hilmar | CA | $481,936 | $1,629 | 2.64% | |
| 95348 | Merced | CA | $413,660 | $1,942 | 3.66% | |
| 95365 | Planada | CA | $282,738 | $1,224 | 3.38% | |
| 95301 | Atwater | CA | $424,764 | $1,615 | 2.97% | |
| 95333 | Le Grand | CA | $350,375 | $1,224 | 2.72% | |
| 93620 | Dos Palos | CA | $360,154 | $1,224 | 2.65% | |
| 95369 | Merced | CA | $454,817 | $1,224 | 2.10% | |
| 95334 | Livingston | CA | $427,288 | $1,449 | 2.65% | |
| 95340 | Merced | CA | $405,367 | $1,722 | 3.31% | |
| 93635 | Los Banos | CA | $456,947 | $2,236 | 3.82% | |
| 95374 | Stevinson | CA | $655,544 | $1,224 | 1.46% | |
| 95315 | Delhi | CA | $418,406 | $1,287 | 2.40% | |
| 95322 | Gustine | CA | $424,312 | $1,305 | 2.40% | |
| 95341 | Merced | CA | $363,513 | $1,848 | 3.97% | |
| 93665 | Firebaugh | CA | $260,281 | $1,305 | 3.91% | |
| 95388 | Winton | CA | $358,232 | $1,224 | 2.67% | |
| 95301 | Atwater | CA | $415,388 | $1,650 | 3.10% | |
| 95324 | Hilmar | CA | $490,438 | $1,629 | 2.59% | |
| 95348 | Merced | CA | $416,630 | $1,886 | 3.53% | |
| 95365 | Planada | CA | $288,217 | $1,224 | 3.31% | |
| 95333 | Le Grand | CA | $354,787 | $1,224 | 2.69% | |
| 95334 | Livingston | CA | $427,218 | $1,449 | 2.65% | |
| 93620 | Dos Palos | CA | $366,191 | $1,224 | 2.61% | |
| 95369 | Merced | CA | $478,530 | $1,224 | 2.00% | |
| 95315 | Delhi | CA | $408,020 | $1,287 | 2.46% | |
| 95322 | Gustine | CA | $416,211 | $1,305 | 2.45% | |
| 95340 | Merced | CA | $406,091 | $1,795 | 3.45% | |
| 93635 | Los Banos | CA | $462,031 | $2,363 | 3.99% | |
| 95374 | Stevinson | CA | $646,803 | $1,224 | 1.48% | |
| 93665 | Firebaugh | CA | $286,989 | $1,305 | 3.55% | |
| 95388 | Winton | CA | $362,915 | $1,224 | 2.63% | |
| 95324 | Hilmar | CA | $476,199 | $1,629 | 2.67% | |
| 95341 | Merced | CA | $364,341 | $2,062 | 4.42% | |
| 95301 | Atwater | CA | $424,069 | $1,649 | 3.03% | |
| 95333 | Le Grand | CA | $342,151 | $1,224 | 2.79% | |
| 95348 | Merced | CA | $416,649 | $2,115 | 3.96% | |
| 93620 | Dos Palos | CA | $360,267 | $1,224 | 2.65% | |
| 95365 | Planada | CA | $296,019 | $1,224 | 3.23% |
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About Merced, CA Real Estate Market
The Merced, CA metropolitan statistical area (MSA) encompasses 12 cities and 17 ZIP codes. The average home value across the metro is $437,609, with an average monthly rent of $1,500. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.