Merced, CA Metro Area - Investment Guide
Metro Area • 12 Cities • 17 ZIP Codes
Avg Home Value
$437,609
Avg Monthly Rent
$1,500
Avg Cap Rate
2.83%
Avg Investability
2.8 ★
Cities
12
ZIP Codes
17
This metro is one of hundreds you can screen side by side — filter by the numbers that matter and get alerts when they move. See plans →
Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Merced, CA Metro Area
Even conditions for buyers and sellers
54 days
Average time to sell
Average
7.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Merced, CA
Every ZIP in the metro, ranked four ways. Free.
Cities in Merced, CA
Atwater
California
1 ZIPs
Ballico
California
1 ZIPs
Delhi
California
1 ZIPs
Dos Palos
California
1 ZIPs
Gustine
California
1 ZIPs
Hilmar
California
1 ZIPs
Le Grand
California
1 ZIPs
Livingston
California
1 ZIPs
Los Banos
California
1 ZIPs
Planada
California
1 ZIPs
Stevinson
California
1 ZIPs
Winton
California
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 95341 | Merced | CA | $364,341 | $2,062 | 4.42% | |
| 93665 | Firebaugh | CA | $286,989 | $1,305 | 3.55% | |
| 95388 | Winton | CA | $362,915 | $1,224 | 2.63% | |
| 95324 | Hilmar | CA | $476,199 | $1,629 | 2.67% | |
| 95348 | Merced | CA | $416,649 | $2,115 | 3.96% | |
| 95301 | Atwater | CA | $424,069 | $1,649 | 3.03% | |
| 95333 | Le Grand | CA | $342,151 | $1,224 | 2.79% | |
| 95334 | Livingston | CA | $422,211 | $1,449 | 2.68% | |
| 93620 | Dos Palos | CA | $360,267 | $1,224 | 2.65% | |
| 95365 | Planada | CA | $296,019 | $1,224 | 3.23% | |
| 95315 | Delhi | CA | $418,473 | $1,287 | 2.40% | |
| 95340 | Merced | CA | $400,281 | $1,650 | 3.22% | |
| 93635 | Los Banos | CA | $461,737 | $2,222 | 3.75% | |
| 93665 | Firebaugh | CA | $254,157 | $1,305 | 4.01% | |
| 95322 | Gustine | CA | $422,882 | $1,305 | 2.41% | |
| 95341 | Merced | CA | $359,692 | $2,051 | 4.45% | |
| 95348 | Merced | CA | $413,397 | $1,870 | 3.53% | |
| 95301 | Atwater | CA | $416,292 | $2,220 | 4.16% | |
| 95388 | Winton | CA | $366,429 | $1,224 | 2.61% | |
| 95324 | Hilmar | CA | $485,423 | $1,629 | 2.62% | |
| 95333 | Le Grand | CA | $354,636 | $1,224 | 2.69% | |
| 95365 | Planada | CA | $284,729 | $1,224 | 3.35% | |
| 95315 | Delhi | CA | $408,460 | $1,287 | 2.46% | |
| 95334 | Livingston | CA | $427,675 | $1,449 | 2.64% | |
| 93620 | Dos Palos | CA | $365,351 | $1,224 | 2.61% | |
| 95369 | Merced | CA | $459,685 | $1,224 | 2.08% | |
| 93635 | Los Banos | CA | $463,001 | $2,397 | 4.04% | |
| 95374 | Stevinson | CA | $637,759 | $1,224 | 1.50% | |
| 95322 | Gustine | CA | $416,919 | $1,305 | 2.44% | |
| 95340 | Merced | CA | $406,215 | $1,845 | 3.54% | |
| 93665 | Firebaugh | CA | $283,158 | $1,305 | 3.59% | |
| 95388 | Winton | CA | $358,114 | $1,224 | 2.67% | |
| 95324 | Hilmar | CA | $467,329 | $1,629 | 2.72% | |
| 95341 | Merced | CA | $364,247 | $1,802 | 3.86% | |
| 95348 | Merced | CA | $416,797 | $2,011 | 3.76% | |
| 95301 | Atwater | CA | $423,281 | $1,573 | 2.90% | |
| 95333 | Le Grand | CA | $346,323 | $1,224 | 2.76% | |
| 95334 | Livingston | CA | $422,531 | $1,449 | 2.67% | |
| 93620 | Dos Palos | CA | $360,267 | $1,224 | 2.65% | |
| 95365 | Planada | CA | $294,750 | $1,224 | 3.24% | |
| 95315 | Delhi | CA | $418,316 | $1,287 | 2.40% | |
| 95340 | Merced | CA | $401,852 | $1,916 | 3.72% | |
| 93635 | Los Banos | CA | $461,737 | $2,222 | 3.75% | |
| 93665 | Firebaugh | CA | $254,157 | $1,305 | 4.01% | |
| 95322 | Gustine | CA | $422,288 | $1,305 | 2.41% | |
| 95341 | Merced | CA | $361,326 | $1,902 | 4.11% | |
| 95348 | Merced | CA | $413,660 | $1,942 | 3.66% | |
| 95301 | Atwater | CA | $416,292 | $2,220 | 4.16% | |
| 95388 | Winton | CA | $364,511 | $1,224 | 2.62% | |
| 95324 | Hilmar | CA | $486,965 | $1,629 | 2.61% |
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →Free to search · investor plans from $19/mo
The wrong ZIP kills a good deal — screen every market.
Open the Market Finder →
About Merced, CA Real Estate Market
The Merced, CA metropolitan statistical area (MSA) encompasses 12 cities and 17 ZIP codes. The average home value across the metro is $437,609, with an average monthly rent of $1,500. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.