Real Estate Investing in Stevinson, California (95374)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95374 (Stevinson, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 23.7% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 44.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stevinson, CA (95374)?
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Market Analysis: 95374 Stevinson
Investors eyeing 95374 need to respect the fundamentals at play. Home values of $659K come alongside slower price movement and elevated management overhead.
The 95374 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 95374 sits on the difficult end of the CA spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 95374 includes headwinds that any investor should price in. Income distribution skews lower than Stevinson averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 95374 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Stevinson:
Market Trends
Home Value History (with trend line)
📊 How Does 95374 Compare?
| Metric | 95374 | Stevinson | Merced, CA | California |
|---|---|---|---|---|
| Home Value | $659,000 | $659,000 | N/A | $761,003 |
| 5-Year CAGR | 2.7% | 2.7% | N/A | 5.7% |
| Avg Rent | $1,224 | $1,224 | N/A | - |
| Cap Rate | 1.5% | 1.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95374 (Stevinson, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $659,000 |
| Monthly Rent | $1,224 |
| Price-to-Rent | 44.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.2% |
| Cap Rate | 1.5% |
| 5-Year IRR | 4.1% |
📈 Home Appreciation
| 1-Year | +0.6% ▲ |
| 3-Year CAGR | +1.6% ▲ |
| 5-Year CAGR | +2.7% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95374
Population: 1,652
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95374
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,037 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does Stevinson, CA rate as a rental market?
Yes - Stevinson, CA a 2.0/5 investability score. With $659K home prices against $1,224/mo monthly rent, the market delivers a reasonable entry point for new investors.
How do experienced investors play Stevinson, CA?
Most investors in Stevinson, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.
What is the typical home price in Stevinson, CA?
Stevinson, CA median home values land near $659K. That is reasonable territory for investors looking at $1,224/mo-per-month rentals.
What are vacancy rates like in Stevinson, CA?
Expect elevated vacancy in Stevinson, CA. Rents at $1,224/mo are absorbed by the tenant base without meaningful lag.
Does Stevinson, CA favor landlords or tenants?
CA ranks as a tenant-protective state for landlord-tenant law. Stevinson generally follows the statewide framework, so landlords face reasonable operating rules.
You know 95374 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95374 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95374 ranks in Merced, CA
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