Best ZIP Codes for Cash Flow in Kalispell, MT (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 59845 Hot Springs, MT $269,064 $1,332 3.86% 7.9%
2 59919 Hungry Horse, MT $342,838 $1,665 3.79% 4.3%
3 59901 Kalispell, MT $562,158 $1,946 2.70% 4.8%
4 59926 Martin City, MT $510,686 $1,665 2.54% 7.0%
5 59937 Whitefish, MT $881,274 $2,841 2.51% 5.8%
6 59916 Essex, MT $429,485 $1,332 2.42% 5.4%
7 59927 Whitefish, MT $556,917 $1,539 2.16% 4.2%
8 59912 Columbia Falls, MT $615,673 $1,642 2.08% 6.1%
9 59913 Columbia Falls, MT $561,501 $1,332 1.85% 6.9%
10 59932 Somers, MT $718,260 $1,557 1.69% 5.6%
11 59911 Bigfork, MT $811,006 $1,700 1.64% 5.9%
12 59920 Proctor, MT $696,187 $1,359 1.52% 5.4%
13 59929 Proctor, MT $669,449 $1,296 1.51% 5.7%
14 59922 Lakeside, MT $859,786 $1,575 1.43% 5.9%
15 59925 Marion, MT $744,967 $1,332 1.39% 6.5%
16 59936 West Glacier, MT $822,149 $1,332 1.26% 5.6%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Kalispell, MT  ·  Affordable in Kalispell, MT

Or see the full Kalispell, MT metro profile.