Real Estate Investing in Martin City, Montana (59926)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Flathead County • Population: 250 • Data updated: September 2026

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Should you buy in 59926 (Martin City, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 25.6 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Martin City, MT (59926)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $510,686
Avg Monthly Rent $1,665
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 14.8%

Market Analysis: 59926 Martin City

Investors eyeing 59926 need to respect the fundamentals at play. Home values of $511K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $511K asset, 59926 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 59926 sits on the difficult end of the MT spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

A notable renter share of 15% in 59926 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. resilient returns are possible in 59926, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Martin City:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+12.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,665/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Kalispell, MT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kalispell, MT metro data

Market Trends

Home Value History (with trend line)

$545K$460K$375K$291K$206K$121KJan 2013Oct 2019Jul 2026

📊 How Does 59926 Compare?

Metric 59926 Martin City Kalispell, MT Montana
Home Value $510,686 $510,686 N/A $457,278
5-Year CAGR 7.0% 7.0% N/A 9.2%
Avg Rent $1,665 $1,665 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 59926? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59926 (Martin City, MT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+7.0%
Strong

📉 Market Crash Risk Index

Based on Kalispell, MT metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $510,686
Monthly Rent $1,665
Price-to-Rent 25.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +12.0% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +9.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 59926

Population: 250

💰 Median Household Income
N/A
🏠 Renter Occupied
14.8%
This area
14.8%
State
24.3%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-0.5%
USA
3.7%
🎓 College Educated
24.0%
This area
24.0%
State
20.1%
USA
33.7%
👤 Median Age
61.1 years
This area
61.1 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 96.8%
Other/Mixed 3.2%
👶 Under 18
7.9%
This area
7.9%
USA
22.0%
👴 65 and Over
42.9%
This area
42.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What are home prices like in Martin City, MT?

In Martin City, MT the median home value sits at $511K. Against the broader MT market, that reads as reasonable for most investors.

Can I house hack in Martin City, MT?

House hacking in Martin City, MT is a challenging. With home values around $511K and rents at $1,665/mo, owner-occupants can offset a meaningful share of PITI.

Is Martin City, MT a good market for buy-and-hold investors?

Martin City, MT rates 3.0/5 for investability. With median values at $511K and rents near $1,665/mo, the market offers reasonable fundamentals for rental investors.

Is MT a landlord-friendly state?

MT law landlord-friendly for landlords, and Martin City inherits those rules. Investors should still review local ordinances for rental licensing.

What are vacancy rates like in Martin City, MT?

Vacancy risk in Martin City, MT is elevated. That supports measured cash flow for typical rental holds.

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How 59926 ranks in Kalispell, MT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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