Real Estate Investing in Eltopia, Washington (99330)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 99330 (Eltopia, WA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 46.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Eltopia, WA (99330)?
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Market Analysis: 99330 Eltopia
Not every below-median market is a bargain. Eltopia's 99330 ZIP reports signals that favor experienced operators who can absorb the risk $716K pricing implies.
The investment case in 99330 is durable only for operators who understand what they are buying. A $716K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 99330 and stronger Eltopia ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 99330 ZIP's population of 1,104 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
The 99330 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Eltopia:
Market Trends
Home Value History (with trend line)
📊 How Does 99330 Compare?
| Metric | 99330 | Eltopia | Kennewick-Richland, WA | Washington |
|---|---|---|---|---|
| Home Value | $716,149 | $716,149 | N/A | $591,536 |
| 5-Year CAGR | 4.3% | 4.3% | N/A | 5.9% |
| Avg Rent | $1,296 | $1,296 | N/A | - |
| Cap Rate | 1.4% | 1.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 99330 (Eltopia, WA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $716,149 |
| Monthly Rent | $1,296 |
| Price-to-Rent | 46.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.2% |
| Cap Rate | 1.4% |
| 5-Year IRR | 5.7% |
📈 Home Appreciation
| 1-Year | +2.2% ▲ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 99330
Population: 1,104
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Do landlords face vacancy issues in Eltopia, WA?
Expect elevated vacancy in Eltopia, WA. Rents at $1,296/mo are absorbed by the tenant base without meaningful lag.
Which investment style suits Eltopia, WA?
Investors usually favor careful cash-flow rentals with hands-on management in Eltopia, WA. With home values at $716K and rents near $1,296/mo, other strategies can work but produce reliable rather than outsized returns.
Does Eltopia, WA make sense for an investment property?
With a 3.0/5 investability score, Eltopia, WA ranks as a solid market for rental property investors. Median prices of $716K and rents of $1,296/mo drive the underlying numbers.
Is WA a landlord-friendly state?
Landlord-friendliness in Eltopia, WA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What do rentals go for in Eltopia, WA?
Average rent in Eltopia, WA is approximately $1,296/mo per month. Against $716K home values that yields a reasonable rent-to-price ratio.
You know 99330 now. You don’t know where it ranks.
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How 99330 ranks in Kennewick-Richland, WA
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