Real Estate Investing in Mossyrock, Washington (98564)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 98564 (Mossyrock, WA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 19.8% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 36.8 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mossyrock, WA (98564)?
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Market Analysis: 98564 Mossyrock
The 98564 ZIP in Mossyrock, WA is a local-operator market. Outside capital chasing a $454K entry has to pair deep knowledge with the discount.
The 98564 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader WA picture, 98564 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 98564 includes headwinds that any investor should price in. Income distribution skews lower than Mossyrock averages, and tenant stability requires active management.
The right play in 98564 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Mossyrock:
Market Trends
Home Value History (with trend line)
📊 How Does 98564 Compare?
| Metric | 98564 | Mossyrock | Centralia, WA | Washington |
|---|---|---|---|---|
| Home Value | $453,503 | $453,503 | N/A | $591,536 |
| 5-Year CAGR | 4.3% | 4.3% | N/A | 5.9% |
| Avg Rent | $1,026 | $1,026 | N/A | - |
| Cap Rate | 1.8% | 1.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 98564 (Mossyrock, WA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $453,503 |
| Monthly Rent | $1,026 |
| Price-to-Rent | 36.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.7% |
| Cap Rate | 1.8% |
| 5-Year IRR | 6.1% |
📈 Home Appreciation
| 1-Year | +3.9% ▲ |
| 3-Year CAGR | +3.4% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +9.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 98564
Population: 3,205
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 98564
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much does a house cost in Mossyrock, WA?
In Mossyrock, WA the median home value sits at $454K. Against the broader WA market, that reads as reasonable for most investors.
Is rental property easy to operate in Mossyrock, WA?
The landlord environment in Mossyrock, WA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
Are renters plentiful in Mossyrock, WA?
Working renters make up the core of the Mossyrock, WA tenant base. The pool is reasonable for investors targeting long-term holds.
What investment strategy works best in Mossyrock, WA?
Most investors in Mossyrock, WA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Does house hacking make sense in Mossyrock, WA?
House hacking in Mossyrock, WA is reasonable to execute. Prices around $454K and rents of $1,026/mo solid owner-occupant economics.
You know 98564 now. You don’t know where it ranks.
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