Real Estate Investing in Terrebonne, Oregon (97760)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 97760 (Terrebonne, OR)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 11.3% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 33.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Terrebonne, OR (97760)?
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Market Analysis: 97760 Terrebonne
Investors eyeing 97760 need to respect the fundamentals at play. Home values of $582K come alongside slower price movement and elevated management overhead.
Rent of $1,458/mo on a $582K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 97760 sits below the stated 0.0% once reality is priced in.
ZIP 97760's metrics run below Jefferson County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 97760 includes headwinds that any investor should price in. Income distribution skews lower than Terrebonne averages, and tenant stability requires active management.
Strategically, 97760 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Terrebonne:
Property Strategy for 97760
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $470,909 | $1,620 | 2.5% | +6.9% | $235,455 |
| 3BR | $581,385 | $2,250 | 2.8% | +7.6% | $193,795 |
| 4BR | $648,586 | $2,580 | 2.9% | +7.3% | $162,146 |
Market Trends
Home Value History (with trend line)
📊 How Does 97760 Compare?
| Metric | 97760 | Terrebonne | Bend, OR | Oregon |
|---|---|---|---|---|
| Home Value | $581,802 | $581,802 | N/A | $493,884 |
| 5-Year CAGR | 3.1% | 3.1% | N/A | 4.9% |
| Avg Rent | $1,458 | $1,458 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 97760 (Terrebonne, OR). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $581,802 |
| Monthly Rent | $1,458 |
| Price-to-Rent | 33.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 2.0% |
| 5-Year IRR | 5.1% |
📈 Home Appreciation
| 1-Year | +1.8% ▲ |
| 3-Year CAGR | +1.9% ▲ |
| 5-Year CAGR | +3.1% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 97760
Population: 8,185
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 97760
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Where do rents currently stand in Terrebonne, OR?
Rent in Terrebonne, OR is around $1,458/mo. The resulting rent-to-value relationship with $582K pricing is reasonable for most investor models.
Do landlords face vacancy issues in Terrebonne, OR?
Terrebonne, OR vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How does Terrebonne, OR stack up for property investment?
The 2.0/5 investability rating in Terrebonne, OR reflects its $582K prices and $1,458/mo rents. Investors generally consider it a solid option within OR.
Is Terrebonne, OR suited for a house hack?
House hacking works a challenging in Terrebonne, OR. Rents of $1,458/mo against $582K acquisition make the strategy solid for owner-occupants.
What is the typical home price in Terrebonne, OR?
The median home value in Terrebonne, OR is roughly $582K. That puts it reasonable relative to the OR statewide average.
You know 97760 now. You don’t know where it ranks.
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How 97760 ranks in Bend, OR
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