Real Estate Investing in Camp Sherman, Oregon (97730)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 298 • Data updated: September 2026

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Should you buy in 97730 (Camp Sherman, OR)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (36/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 74.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 37.5 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Camp Sherman, OR (97730)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $745,241
Avg Monthly Rent $1,656
1% Rule ✗ Does Not Meet
Median Income $82,000
% Renters 21.8%

Market Analysis: 97730 Camp Sherman

Investors eyeing 97730 need to respect the fundamentals at play. Home values of $745K come alongside slower price movement and elevated management overhead.

Meanwhile, the numbers look inviting — $745K purchase price, 0.0% nominal cap — the work to hit that pro forma in 97730 is substantial and deserves full respect.

Regionally, 97730 sits on the difficult end of the OR spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 97730 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 97730 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Camp Sherman:

D Needs Caution
Buy Confidence Score: 48/100
Affordability
0/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.1× the median income
Value Trend
Declining (-1.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,656/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$793K$727K$661K$595K$529K$462KFeb 2020May 2023Jul 2026

📊 How Does 97730 Compare?

Metric 97730 Camp Sherman Oregon
Home Value $745,241 $745,241 $493,884
5-Year CAGR 4.0% 4.0% 4.9%
Avg Rent $1,656 $1,656 -
Cap Rate 1.7% 1.7% -
💡 Why Invest in 97730? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 97730 (Camp Sherman, OR). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.7%
Low
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $745,241
Monthly Rent $1,656
Price-to-Rent 37.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.7%
Cap Rate 1.7%
5-Year IRR 5.7%

📈 Home Appreciation

1-Year -1.1% ▼
3-Year CAGR +2.3% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
74.6%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Fast Rent control: Unfavorable

Demographics in 97730

Population: 298

💰 Median Household Income
$82,000
This area
$82,000
State
$71,325
USA
$74,580
🏠 Renter Occupied
21.8%
This area
21.8%
State
28.8%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-6.1%
USA
3.7%
🎓 College Educated
62.7%
This area
62.7%
State
13.8%
USA
33.7%
👤 Median Age
53.2 years
This area
53.2 years
State
31.5 years
USA
38.9 years
🏚️ Vacancy Rate
74.6%
This area
74.6%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 92.2%
Other/Mixed 7.8%
Hispanic/Latino 2.8%
👶 Under 18
26.5%
This area
26.5%
USA
22.0%
👴 65 and Over
38.9%
This area
38.9%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 97730

A Avg School Grade
1 Schools
6.6:1 Avg Class Size
$35,250 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Black Butte Elementary School

📚 K – 08 School
👥
25 Students
👨‍🏫
6.6:1 Class Size
💰
$35,250 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What are rental rates like in Camp Sherman, OR?

Average rent in Camp Sherman, OR is approximately $1,656/mo per month. Against $745K home values that yields a reasonable rent-to-price ratio.

How tight is the rental market in Camp Sherman, OR?

Vacancy risk in Camp Sherman, OR is elevated. That supports measured cash flow for typical rental holds.

Is Camp Sherman in OR worth investing in?

Investors tracking Camp Sherman, OR will find a 3.0/5 rating supported by $745K median home values and $1,656/mo rents. That profile suits long-term holders targeting reliable returns.

How strong is tenant demand in Camp Sherman, OR?

Working renters make up the core of the Camp Sherman, OR tenant base. The pool is reasonable for investors targeting long-term holds.

How do experienced investors play Camp Sherman, OR?

The best-fit strategy in Camp Sherman, OR is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 97730 now. You don’t know where it ranks.

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