Real Estate Investing in Medford, Oregon (97501)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jackson County • Population: 45,008 • Data updated: September 2026

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Should you buy in 97501 (Medford, OR)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Medford, OR (97501)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $370,430
Avg Monthly Rent $1,577
1% Rule ✗ Does Not Meet
Median Income $58,722
% Renters 46.3%

Market Analysis: 97501 Medford

Investors eyeing 97501 need to respect the fundamentals at play. Home values of $370K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $370K asset, 97501 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader OR picture, 97501 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 97501 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 97501 is an operator game, not a passive one. From an investor standpoint, entry prices of $370K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Medford:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.3× the median income
Value Trend
Stable (+2.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,577/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Medford, OR Metro Area
Even conditions for buyers and sellers
48 days
Average time to sell
Average
9.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Medford, OR metro data
🏠

Property Strategy for 97501

Which property type performs best in this market?

Best for Cash Flow
4BR
4.2% cap rate
Best for Appreciation
2BR
+5.2% 5yr CAGR
Best Overall Value
5BR
$93,303/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $222,633 $1,210 3.9% +1.1% $222,633
2BR $283,713 $1,510 3.8% +5.2% $141,856
3BR $375,149 $2,100 4.0% +5.1% $125,050
4BR $427,730 $2,480 4.2% +4.9% $106,932
5BR $466,515 +4.6% $93,303

Market Trends

Home Value History (with trend line)

$391K$337K$282K$227K$173K$118KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,701$1,633$1,564$1,496$1,427$1,359Mar 2023Nov 2024Jul 2026

📊 How Does 97501 Compare?

Metric 97501 Medford Medford, OR Oregon
Home Value $370,430 $409,916 N/A $493,884
5-Year CAGR 2.2% 2.1% N/A 4.9%
Avg Rent $1,577 $1,710 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 97501? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 97501 (Medford, OR). Anonymous, moderated, never written by AI.

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Property managers serving Jackson County

Manage rentals here? List your business →

Quality Property Management Company offers residential, commercial, and association management services, including affordable housing for older adults, in Medford, Oregon. summary from their website

Single-familyCommercialHOASection 8
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+2.2%
Slow

📉 Market Crash Risk Index

Based on Medford, OR metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
1/2
48 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $370,430
Monthly Rent $1,577
Price-to-Rent 19.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 5.5%

📈 Home Appreciation

1-Year +2.7% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +2.2% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year +3.3% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Fast Rent control: Unfavorable

Demographics in 97501

Population: 45,008

💰 Median Household Income
$58,722
This area
$58,722
State
$71,325
USA
$74,580
🏠 Renter Occupied
46.3%
This area
46.3%
State
28.8%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-6.1%
USA
3.7%
🎓 College Educated
17.7%
This area
17.7%
State
13.8%
USA
33.7%
👤 Median Age
37.5 years
This area
37.5 years
State
31.5 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 80.5%
Other/Mixed 18.0%
Hispanic/Latino 10.3%
Black/African American 0.8%
Asian 0.7%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
9.2%
This area
9.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 97501

B Avg School Grade
12 Schools
18.1:1 Avg Class Size
$15,574 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Howard Elementary School

📚 K – 05 Elementary
👥
283 Students
👨‍🏫
14.2:1 Class Size
💰
$15,574 Per Student
B+ Above Average

Washington Elementary School

📚 K – 05 Elementary
👥
263 Students
👨‍🏫
14.4:1 Class Size
💰
$15,574 Per Student
B+ Above Average

Kids Unlimited Academy

📚 Pre-K – 08 School Charter
👥
469 Students
👨‍🏫
15.1:1 Class Size
💰
$15,574 Per Student
B Good

Griffin Creek Elementary School

📚 K – 05 Elementary
👥
474 Students
👨‍🏫
18.2:1 Class Size
💰
$15,574 Per Student
B Good

Jefferson Elementary School

📚 K – 05 Elementary
👥
393 Students
👨‍🏫
18.0:1 Class Size
💰
$15,574 Per Student
B Good

McLoughlin Middle School

📚 06 – 08 Middle
👥
738 Students
👨‍🏫
19.2:1 Class Size
💰
$15,574 Per Student
B Good

Oak Grove Elementary School

📚 K – 05 Elementary
👥
415 Students
👨‍🏫
18.0:1 Class Size
💰
$15,574 Per Student
B Good

Medford Online Academy

📚 K – 08 School
👥
93 Students
👨‍🏫
15.5:1 Class Size
💰
$15,574 Per Student
B Good

Innovation Academy

📚 09 – 12 High School
👥
263 Students
👨‍🏫
17.5:1 Class Size
💰
$15,574 Per Student
C+ Average

Logos Charter School

📚 K – 12 K-12 Charter
👥
1,216 Students
👨‍🏫
20.0:1 Class Size
💰
$15,574 Per Student
C+ Average

North Medford High School

📚 09 – 12 High School
👥
1,661 Students
👨‍🏫
22.3:1 Class Size
💰
$15,574 Per Student
C+ Average

South Medford High School

📚 09 – 12 High School
👥
1,945 Students
👨‍🏫
25.3:1 Class Size
💰
$15,574 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 585 Off-Campus Students
C
Pacific Bible College
44 students · 2.9 mi
C+
Phagans Medford Beauty School
32 students · 4.7 mi
C
Northwest College-Medford
72 students · 6.2 mi
C+
Southern Oregon University
5,371 students · 12.3 mi

Investor Insight: With 585 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How quickly do rentals get leased in Medford, OR?

Medford, OR carries elevated vacancy risk. Expect consistent absorption at market rents of $1,577/mo.

Is OR a landlord-friendly state?

Landlord-friendliness in Medford, OR is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Are rents high in Medford, OR?

Medford, OR rentals go for roughly $1,577/mo a month. That puts gross yield in solid territory relative to $370K acquisition costs.

How strong is tenant demand in Medford, OR?

Medford, OR draws a even-keeled base of working renters. Demand at the $1,577/mo rent level is reasonable for standard single-family and small multi rentals.

Does Medford, OR make sense for an investment property?

With a 3.0/5 investability score, Medford, OR ranks as a solid market for rental property investors. Median prices of $370K and rents of $1,577/mo drive the underlying numbers.

You know 97501 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 97501 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 97501 ranks in Medford, OR

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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