Best ZIP Codes for Cash Flow in Medford, OR (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 97524 | Eagle Point, OR | $480,397 | $2,224 | 3.61% | 1.7% |
| 2 | 97502 | Central Point, OR | $425,753 | $1,904 | 3.49% | 2.1% |
| 3 | 97540 | Talent, OR | $447,021 | $1,942 | 3.39% | 1.9% |
| 4 | 97501 | Medford, OR | $370,430 | $1,577 | 3.32% | 2.2% |
| 5 | 97504 | Medford, OR | $449,401 | $1,842 | 3.20% | 2.1% |
| 6 | 97520 | Ashland, OR | $558,510 | $2,117 | 2.96% | 1.0% |
| 7 | 97535 | Phoenix, OR | $405,665 | $1,462 | 2.81% | 2.1% |
| 8 | 97522 | Butte Falls, OR | $333,397 | $1,188 | 2.78% | 2.2% |
| 9 | 97530 | Jacksonville, OR | $615,231 | $2,186 | 2.77% | 1.6% |
| 10 | 97503 | White City, OR | $356,497 | $1,260 | 2.76% | 2.4% |
| 11 | 97536 | Prospect, OR | $346,178 | $1,188 | 2.68% | 2.7% |
| 12 | 97539 | Shady Cove, OR | $426,773 | $1,377 | 2.52% | 1.5% |
| 13 | 97525 | Gold Hill, OR | $463,148 | $1,278 | 2.15% | 2.1% |
| 14 | 97537 | Rogue River, OR | $488,263 | $1,287 | 2.06% | 2.5% |
| 15 | 97541 | Trail, OR | $494,370 | $1,188 | 1.87% | 0.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Medford, OR · Affordable in Medford, OR
Or see the full Medford, OR metro profile.