Real Estate Investing in Riddle, Oregon (97469)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Douglas County • Population: 2,541 • Data updated: September 2026

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Should you buy in 97469 (Riddle, OR)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Higher unemployment: 7.2% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Riddle, OR (97469)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $290,200
Avg Monthly Rent $1,008
1% Rule ✗ Does Not Meet
Median Income $59,306
% Renters 21.6%

Market Analysis: 97469 Riddle

ZIP 97469 in Riddle, OR carries a durable set of headwinds. Home values near $290K and rents of $1,008/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 97469 can be a worth a close look for hunting ground — but the discount at $290K reflects genuine risk that outside investors often underestimate.

ZIP 97469's metrics run below Douglas County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 97469 includes headwinds that any investor should price in. Income distribution skews lower than Riddle averages, and tenant stability requires active management.

Strategically, 97469 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Riddle:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,008/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Roseburg, OR Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Roseburg, OR metro data
🏠

Property Strategy for 97469

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
2BR
+7.3% 5yr CAGR
Best Overall Value
3BR
$99,538/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $242,720 $1,120 3.3% +7.3% $121,360
3BR $298,613 $1,560 3.8% +6.3% $99,538

Market Trends

Home Value History (with trend line)

$305K$262K$220K$178K$136K$93KJul 2006Jul 2016Jul 2026

📊 How Does 97469 Compare?

Metric 97469 Riddle Roseburg, OR Oregon
Home Value $290,200 $290,200 N/A $493,884
5-Year CAGR 4.1% 4.1% N/A 4.9%
Avg Rent $1,008 $1,008 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 97469? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 97469 (Riddle, OR). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.1%
Moderate

📉 Market Crash Risk Index

Based on Roseburg, OR metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $290,200
Monthly Rent $1,008
Price-to-Rent 24.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.9%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Fast Rent control: Unfavorable

Demographics in 97469

Population: 2,541

💰 Median Household Income
$59,306
This area
$59,306
State
$71,325
USA
$74,580
🏠 Renter Occupied
21.6%
This area
21.6%
State
28.8%
USA
34.0%
💼 Unemployment Rate
7.2%
This area
7.2%
State
-6.1%
USA
3.7%
🎓 College Educated
14.7%
This area
14.7%
State
13.8%
USA
33.7%
👤 Median Age
43.6 years
This area
43.6 years
State
31.5 years
USA
38.9 years
🏚️ Vacancy Rate
4.9%
This area
4.9%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 83.7%
Other/Mixed 15.0%
Hispanic/Latino 5.6%
Asian 0.8%
Black/African American 0.5%
👶 Under 18
24.1%
This area
24.1%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
12.1%
This area
12.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 97469

A+ Avg School Grade
2 Schools
13.1:1 Avg Class Size
$20,491 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Riddle High School

📚 07 – 12 High School
👥
174 Students
👨‍🏫
11.3:1 Class Size
💰
$20,491 Per Student
A Very Good

Riddle Elementary School

📚 K – 06 School
👥
193 Students
👨‍🏫
14.9:1 Class Size
💰
$20,491 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Riddle, OR better for rentals, flips, or BRRRR?

Riddle, OR investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($290K prices, $1,008/mo rents) make it a reasonable choice.

How much do tenants pay in Riddle, OR?

Expect rents around $1,008/mo per month in Riddle, OR. With home values at $290K, the yield math works out to reasonable levels for rental investors.

Is rental property easy to operate in Riddle, OR?

The landlord environment in Riddle, OR is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How quickly do rentals get leased in Riddle, OR?

Vacancy risk in Riddle, OR is elevated. That supports stable cash flow for typical rental holds.

What does house hacking look like in Riddle, OR?

The a challenging house-hack environment in Riddle, OR reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 97469 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 97469 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 97469 ranks in Roseburg, OR

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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