Real Estate Investing in Laie, Hawaii (96762)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Honolulu County • Population: 5,699 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 96762 (Laie, HI)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (26/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 20.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 38.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Laie, HI (96762)?

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2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,281,103
Avg Monthly Rent $2,772
1% Rule ✗ Does Not Meet
Median Income $108,750
% Renters 62.0%

Market Analysis: 96762 Laie

This part of Honolulu County is not an easy win. The 96762 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 96762 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Laie have seen price recovery that 96762 has not matched. Honolulu County data supports the view that the spread is structural rather than temporary.

Looking more closely, 5,699 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. solid returns are possible in 96762, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Laie:

C Below Average
Buy Confidence Score: 52/100
Affordability
0/25
Appreciation
18/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 11.8× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,772/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Urban Honolulu, HI Metro Area
More inventory, negotiating room for buyers
73 days
Average time to sell
Slow
5.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Urban Honolulu, HI metro data
🏠

Property Strategy for 96762

Which property type performs best in this market?

Best for Cash Flow
4BR
2.9% cap rate
Best for Appreciation
5BR
+7.1% 5yr CAGR
Best Overall Value
5BR
$287,531/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $1,105,350 $4,280 2.8% +6.0% $368,450
4BR $1,276,494 $5,170 2.9% +6.2% $319,124
5BR $1,437,656 +7.1% $287,531

Market Trends

Home Value History (with trend line)

$1.4M$1.2M$1.1M$890K$727K$564KJul 2006Jul 2016Jul 2026

📊 How Does 96762 Compare?

Metric 96762 Laie Urban Honolulu, HI Hawaii
Home Value $1,281,103 $1,281,103 N/A $824,731
5-Year CAGR 3.1% 3.1% N/A 5.4%
Avg Rent $2,772 $2,772 N/A -
Cap Rate 1.7% 1.7% - -
💡 Why Invest in 96762? Click to expand

62% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 96762 (Laie, HI). Anonymous, moderated, never written by AI.

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Property managers serving Honolulu County

Manage rentals here? List your business →

HappyDoors Property Management offers services in Honolulu, Oahu, Hawaii, HI. summary from their website

Unclaimed — is this your business? Claim it free

Oishi's Property Management, founded in 1977 in Honolulu, Hawaii, provides quality management services to owners and condominium associations, also serving Las Vegas. summary from their website

Unclaimed — is this your business? Claim it free

Real Property Management Honolulu is a property management company in Honolulu, Hawaii. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
1.7%
Low
5yr Growth
+3.1%
Moderate

📉 Market Crash Risk Index

Based on Urban Honolulu, HI metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
2/2
73 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $1,281,103
Monthly Rent $2,772
Price-to-Rent 38.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.6%
Cap Rate 1.7%
5-Year IRR 4.8%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +0.9% ▲
5-Year CAGR +3.1% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.6%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 96762

Population: 5,699

💰 Median Household Income
$108,750
This area
$108,750
State
$87,967
USA
$74,580
🏠 Renter Occupied
62.0%
This area
62.0%
State
37.4%
USA
34.0%
💼 Unemployment Rate
5.8%
This area
5.8%
State
-27.4%
USA
3.7%
🎓 College Educated
38.5%
This area
38.5%
State
-0.9%
USA
33.7%
👤 Median Age
23.9 years
This area
23.9 years
State
-1.2 years
USA
38.9 years
🏚️ Vacancy Rate
20.6%
This area
20.6%
State
18.6%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 59.4%
White 29.8%
Asian 10.4%
Hispanic/Latino 3.1%
Black/African American 0.3%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
7.2%
This area
7.2%
USA
17.3%
📊 Poverty Rate
2.3%
This area
2.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 96762

A Avg School Grade
1 Schools
17.6:1 Avg Class Size
$19,381 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Laie Elementary School

📚 Pre-K – 06 School
👥
685 Students
👨‍🏫
17.6:1 Class Size
💰
$19,381 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
B
Brigham Young University-Hawaii
2,836 students · 1.6 mi

Frequently Asked Questions

Does a duplex house hack pencil in Laie, HI?

House hacking in Laie, HI is a tougher. With home values around $1.3M and rents at $2,772/mo, owner-occupants can offset a meaningful share of PITI.

Is Laie, HI a good place for real estate investing?

Investors tracking Laie, HI will find a 2.0/5 rating supported by $1.3M median home values and $2,772/mo rents. That profile suits long-term holders targeting even-keeled returns.

What kind of tenants rent in Laie, HI?

Working renters make up the core of the Laie, HI tenant base. The pool is reasonable for investors targeting long-term holds.

How strict are landlord regulations in Laie, HI?

Landlord-friendliness in Laie, HI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How much do tenants pay in Laie, HI?

Rents in Laie, HI run near $2,772/mo. Compared with median home prices of $1.3M that produces solid gross yields for typical rentals.

You know 96762 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 96762 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 96762 ranks in Urban Honolulu, HI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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