Real Estate Investing in Laie, Hawaii (96762)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 96762 (Laie, HI)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 20.6% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 38.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Laie, HI (96762)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 96762 Laie
This part of Honolulu County is not an easy win. The 96762 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 96762 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Laie have seen price recovery that 96762 has not matched. Honolulu County data supports the view that the spread is structural rather than temporary.
Looking more closely, 5,699 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. solid returns are possible in 96762, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Laie:
Property Strategy for 96762
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $1,105,350 | $4,280 | 2.8% | +6.0% | $368,450 |
| 4BR | $1,276,494 | $5,170 | 2.9% | +6.2% | $319,124 |
| 5BR | $1,437,656 | — | — | +7.1% | $287,531 |
Market Trends
Home Value History (with trend line)
📊 How Does 96762 Compare?
| Metric | 96762 | Laie | Urban Honolulu, HI | Hawaii |
|---|---|---|---|---|
| Home Value | $1,281,103 | $1,281,103 | N/A | $824,731 |
| 5-Year CAGR | 3.1% | 3.1% | N/A | 5.4% |
| Avg Rent | $2,772 | $2,772 | N/A | - |
| Cap Rate | 1.7% | 1.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 96762 (Laie, HI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,281,103 |
| Monthly Rent | $2,772 |
| Price-to-Rent | 38.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.6% |
| Cap Rate | 1.7% |
| 5-Year IRR | 4.8% |
📈 Home Appreciation
| 1-Year | +5.7% ▲ |
| 3-Year CAGR | +0.9% ▲ |
| 5-Year CAGR | +3.1% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 96762
Population: 5,699
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 96762
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does a duplex house hack pencil in Laie, HI?
House hacking in Laie, HI is a tougher. With home values around $1.3M and rents at $2,772/mo, owner-occupants can offset a meaningful share of PITI.
Is Laie, HI a good place for real estate investing?
Investors tracking Laie, HI will find a 2.0/5 rating supported by $1.3M median home values and $2,772/mo rents. That profile suits long-term holders targeting even-keeled returns.
What kind of tenants rent in Laie, HI?
Working renters make up the core of the Laie, HI tenant base. The pool is reasonable for investors targeting long-term holds.
How strict are landlord regulations in Laie, HI?
Landlord-friendliness in Laie, HI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How much do tenants pay in Laie, HI?
Rents in Laie, HI run near $2,772/mo. Compared with median home prices of $1.3M that produces solid gross yields for typical rentals.
You know 96762 now. You don’t know where it ranks.
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How 96762 ranks in Urban Honolulu, HI
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