Real Estate Investing in Koloa, Hawaii (96756)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 96756 (Koloa, HI)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 39.8% of homes vacant — above national norms.
What’s happening in Koloa, HI (96756)?
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Market Analysis: 96756 Koloa
This part of Kauai County is not an easy win. The 96756 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.2M asset, 96756 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Koloa have seen price recovery that 96756 has not matched. Kauai County data supports the view that the spread is structural rather than temporary.
Demographically, 96756 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. impressive returns are possible in 96756, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Koloa:
Property Strategy for 96756
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $695,079 | $1,580 | 1.6% | +10.7% | $695,079 |
| 2BR | $1,182,037 | $2,070 | 1.3% | +7.8% | $591,018 |
| 3BR | $1,366,788 | $2,540 | 1.3% | +9.5% | $455,596 |
| 4BR | $2,250,040 | $3,000 | 1.0% | +7.7% | $562,510 |
| 5BR | $3,154,158 | — | — | +9.6% | $630,832 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 96756 Compare?
| Metric | 96756 | Koloa | Kapaa, HI | Hawaii |
|---|---|---|---|---|
| Home Value | $1,190,836 | $1,190,836 | N/A | $824,731 |
| 5-Year CAGR | 7.0% | 7.0% | N/A | 5.4% |
| Avg Rent | $6,900 | $6,900 | N/A | - |
| Cap Rate | 4.5% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 96756 (Koloa, HI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,190,836 |
| Monthly Rent | $6,900 |
| Price-to-Rent | 14.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.0% |
| Cap Rate | 4.5% |
| 5-Year IRR | 11.6% |
📈 Home Appreciation
| 1-Year | +1.9% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 96756
Population: 6,110
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 96756
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Which investment style suits Koloa, HI?
In Koloa, HI the significant play is typically careful cash-flow rentals with hands-on management. The combination of $1.2M prices and $6,900/mo rents suits that approach.
What do rentals go for in Koloa, HI?
Rents in Koloa, HI run near $6,900/mo. Compared with median home prices of $1.2M that produces solid gross yields for typical rentals.
Do rentals sit vacant long in Koloa, HI?
Occupancy in Koloa, HI runs predictable with elevated vacancy. Well-priced units at $6,900/mo lease on reasonable timelines.
How deep is the rental pool in Koloa, HI?
Working renters make up the core of the Koloa, HI tenant base. The pool is reasonable for investors targeting long-term holds.
How do landlord-tenant laws work in Koloa, HI?
Landlord-friendliness in Koloa, HI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
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How 96756 ranks in Kapaa, HI
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