Real Estate Investing in Koloa, Hawaii

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 6,110 • Kauai County

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Should you buy in Koloa, HI? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 39.8% of homes vacant — above national norms.

What’s happening in Koloa, HI?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

7.0% 5yr CAGR

4.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $1,190,836
Avg Monthly Rent $6,900
ZIP Codes 1

Investing in Koloa Real Estate

Koloa in Hawaii is one of the markets where the numbers warn before they reward — 1 ZIPs, a sizable population, and a rating that reflects material risk.

Investors considering Koloa, HI should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Market conditions in Koloa are underwhelming. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

Distressed-leaning demographics in Koloa — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Kapaa, HI

Koloa is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Koloa, HI. Anonymous, moderated, never written by AI.

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Avg Home Value
$1,190,836
Avg Monthly Rent
$6,900
1% Rule
✗ Below
Landlord Friendly (HI)

📉 Market Crash Risk Index

Based on Kapaa, HI metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
72%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Kapaa, HI metro
0
Days to pending
5.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Koloa, HI

Screen every ZIP in Koloa

Filter Koloa’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Koloa, HI

How does Koloa, HI stack up for property investment?

The 3.0/5 investability rating in Koloa, HI reflects its $1.2M prices and $6,900/mo rents. Investors generally consider it a solid option within HI.

How strong is the working-renter base in Koloa, HI?

Tenant quality in Koloa, HI ranks as solid. Landlords generally report stable occupancy at market rents of $6,900/mo.

How should investors approach Koloa, HI?

Investors usually favor careful cash-flow rentals with hands-on management in Koloa, HI. With home values at $1.2M and rents near $6,900/mo, other strategies can work but produce predictable rather than outsized returns.

Is Koloa, HI a good market for FHA house hackers?

The house hack math a tougher in Koloa, HI. Owner-occupant buyers benefit from the $6,900/mo rents and $1.2M home values.

What are rental rates like in Koloa, HI?

Rents in Koloa, HI run near $6,900/mo. Compared with median home prices of $1.2M that produces solid gross yields for typical rentals.

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