Real Estate Investing in Round Mountain, California (96084)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Shasta • Population: 760 • Data updated: September 2026

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Should you buy in 96084 (Round Mountain, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (19/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 23.6% of homes vacant — above national norms.
  • Declining values: -0.7% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Lower household income: $34,073 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Round Mountain, CA (96084)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $310,410
Avg Monthly Rent $1,314
1% Rule ✗ Does Not Meet
Median Income $34,073
% Renters 28.0%

Market Analysis: 96084 Round Mountain

The 96084 ZIP in Round Mountain, CA is a local-operator market. Outside capital chasing a $310K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 96084 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 96084 and stronger Round Mountain ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 96084 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 96084 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Round Mountain:

D Needs Caution
Buy Confidence Score: 35/100
Affordability
0/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.1× the median income
Value Trend
Stable (+1.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,314/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$346K$325K$303K$281K$259K$237KFeb 2019Nov 2022Jul 2026

📊 How Does 96084 Compare?

Metric 96084 Round Mountain California
Home Value $310,410 $310,410 $761,003
5-Year CAGR N/A N/A 5.7%
Avg Rent $1,314 $1,314 -
Cap Rate 3.3% 3.3% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 96084 (Round Mountain, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.3%
Low
5yr Growth
-0.7%
Declining

📊 Market Snapshot

Home Value $310,410
Monthly Rent $1,314
Price-to-Rent 19.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 2.6%

📈 Home Appreciation

1-Year +1.1% ▲
3-Year CAGR -0.9% ▼
5-Year CAGR -0.7% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.6%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-0.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 96084

Population: 760

💰 Median Household Income
$34,073
This area
$34,073
State
$94,164
USA
$74,580
🏠 Renter Occupied
28.0%
This area
28.0%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-16.6%
USA
3.7%
🎓 College Educated
14.2%
This area
14.2%
State
7.7%
USA
33.7%
👤 Median Age
56.2 years
This area
56.2 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
23.6%
This area
23.6%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 79.7%
Other/Mixed 13.4%
Asian 6.9%
Hispanic/Latino 2.9%
👶 Under 18
14.9%
This area
14.9%
USA
22.0%
👴 65 and Over
30.7%
This area
30.7%
USA
17.3%
📊 Poverty Rate
18.4%
This area
18.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is CA a landlord-friendly state?

For rental operators, Round Mountain, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Are renters plentiful in Round Mountain, CA?

Tenant demand in Round Mountain, CA is solid. The local workforce $1,314/mo rents across most rental classes.

Does house hacking work in Round Mountain, CA?

The house hack math a challenging in Round Mountain, CA. Owner-occupant buyers benefit from the $1,314/mo rents and $310K home values.

Is Round Mountain, CA a smart market for rental property?

Our data puts Round Mountain, CA at 2.0/5 for investability. Home prices of $310K and rents around $1,314/mo create a solid backdrop for investor activity.

What is the average home sale price in Round Mountain, CA?

Median home price in Round Mountain, CA is near $310K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

You know 96084 now. You don’t know where it ranks.

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