Real Estate Investing in Scotia, California (95562)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95562 (Scotia, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Declining values: -2.6% 5-year CAGR — values have moved lower.
- Elevated vacancy: 9.3% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Scotia, CA (95562)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95562 Scotia
ZIP 95562 inside Humboldt County looks affordable on the surface — median value of $310K — but the discount exists for reasons that a careful buyer should understand before committing.
From a cash-flow lens, the numbers look inviting — $310K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95562 is substantial and deserves full respect.
In the broader CA picture, 95562 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 95562 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at Scotia's stable or hybrid ZIPs before stepping into 95562. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Scotia:
Property Strategy for 95562
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $268,624 | $1,340 | 3.6% | +3.0% | $134,312 |
| 3BR | $345,073 | $1,870 | 3.9% | +3.7% | $115,024 |
Market Trends
Home Value History (with trend line)
📊 How Does 95562 Compare?
| Metric | 95562 | Scotia | Eureka-Arcata, CA | California |
|---|---|---|---|---|
| Home Value | $310,017 | $155,008 | N/A | $761,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.7% |
| Avg Rent | $1,206 | $1,206 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95562 (Scotia, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 95562 (Scotia, CA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $310,017 |
| Monthly Rent | $1,206 |
| Price-to-Rent | 21.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.0% |
| 5-Year IRR | 0.4% |
📈 Home Appreciation
| 1-Year | +4.0% ▲ |
| 3-Year CAGR | -4.7% ▼ |
| 5-Year CAGR | -2.6% ▼ |
| 10-Year CAGR | +2.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95562
Population: 3,384
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95562
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What real estate strategy is ideal for Scotia, CA?
The best-fit strategy in Scotia, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What kind of tenants rent in Scotia, CA?
The renter base in Scotia, CA is reasonable for the $1,206/mo price point. Screening well and pricing to market typically yields measured tenants.
What is the median home value in Scotia, CA?
Scotia, CA home values average about $310K. That price point suits investors targeting rentals with $1,206/mo in monthly income.
What kind of vacancy should I budget for in Scotia, CA?
Rental vacancy in Scotia, CA is elevated. Investors should budget normal turnover but not chronic empty units.
Are eviction rules reasonable in Scotia, CA?
Rental owners in Scotia, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
You know 95562 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95562 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95562 ranks in Eureka-Arcata, CA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 95562 (Scotia)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 95562 (Scotia, CA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.