Real Estate Investing in Warner Springs, California (92086)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Diego County • Population: 1,410 • Data updated: September 2026

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Should you buy in 92086 (Warner Springs, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (24/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 25.9% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.9% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Warner Springs, CA (92086)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $517,904
Avg Monthly Rent $1,773
1% Rule ✗ Does Not Meet
Median Income $54,167
% Renters 14.1%

Market Analysis: 92086 Warner Springs

Investors eyeing 92086 need to respect the fundamentals at play. Home values of $518K come alongside slower price movement and elevated management overhead.

For an experienced owner, 92086 can be a a viable market for hunting ground — but the discount at $518K reflects genuine risk that outside investors often underestimate.

ZIP 92086's metrics run below San Diego County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Put differently, 1,410 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 92086 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Warner Springs:

D Needs Caution
Buy Confidence Score: 40/100
Affordability
0/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.6× the median income
Value Trend
Stable (+2.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,773/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Diego-Chula Vista-Carlsbad, CA Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
9.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Diego-Chula Vista-Carlsbad, CA metro data
🏠

Property Strategy for 92086

Which property type performs best in this market?

Best for Cash Flow
3BR
3.1% cap rate
Best for Appreciation
3BR
+4.1% 5yr CAGR
Best Overall Value
3BR
$200,049/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $464,015 $1,970 3.1% +3.3% $232,008
3BR $600,148 $2,620 3.1% +4.1% $200,049

Market Trends

Home Value History (with trend line)

$587K$506K$426K$345K$265K$184KJul 2006Jul 2016Jul 2026

📊 How Does 92086 Compare?

Metric 92086 Warner Springs San Diego-Chula Vista-Carlsbad, CA California
Home Value $517,904 $517,904 N/A $761,003
5-Year CAGR 0.9% 0.9% N/A 5.7%
Avg Rent $1,773 $1,773 N/A -
Cap Rate 2.7% 2.7% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92086 (Warner Springs, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Diego County

Manage rentals here? List your business →

33 Property Management offers residential and multi-family property management services in North County San Diego and Riverside, CA. summary from their website

Unclaimed — is this your business? Claim it free

This domain is for sale. summary from their website

Unclaimed — is this your business? Claim it free

Advent provides quality property management services throughout Southern California, focusing on customer service and using modern property management tools. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.7%
Low
5yr Growth
+0.9%
Slow

📊 Market Snapshot

Home Value $517,904
Monthly Rent $1,773
Price-to-Rent 24.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 3.6%

📈 Home Appreciation

1-Year +2.0% ▲
3-Year CAGR +0.3% ▲
5-Year CAGR +0.9% ▲
10-Year CAGR +4.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.9%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+0.9%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92086

Population: 1,410

💰 Median Household Income
$54,167
This area
$54,167
State
$94,164
USA
$74,580
🏠 Renter Occupied
14.1%
This area
14.1%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-16.6%
USA
3.7%
🎓 College Educated
32.7%
This area
32.7%
State
7.7%
USA
33.7%
👤 Median Age
59.1 years
This area
59.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
25.9%
This area
25.9%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 66.9%
Other/Mixed 21.7%
Hispanic/Latino 13.9%
Asian 10.6%
Black/African American 0.7%
👶 Under 18
11.6%
This area
11.6%
USA
22.0%
👴 65 and Over
33.9%
This area
33.9%
USA
17.3%
📊 Poverty Rate
3.7%
This area
3.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92086

B+ Avg School Grade
3 Schools
14.6:1 Avg Class Size
$28,502 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Warner Junior/Senior High

📚 07 – 12 High School
👥
97 Students
👨‍🏫
12.4:1 Class Size
💰
$28,502 Per Student
A Very Good

Warner Elementary

📚 K – 06 School
👥
101 Students
👨‍🏫
16.8:1 Class Size
💰
$28,502 Per Student
C+ Average

San Jose Valley Continuation High

📚 09 – 12 High School Limited Data
💰
$28,502 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is house hacking profitable in Warner Springs, CA?

House hacking works a challenging in Warner Springs, CA. Rents of $1,773/mo against $518K acquisition make the strategy solid for owner-occupants.

How qualified is the tenant pool in Warner Springs, CA?

The tenant pool in Warner Springs, CA is solid, supported by local employment and population fundamentals. Rents of $1,773/mo are well-absorbed by the market.

What is the typical home price in Warner Springs, CA?

Homes in Warner Springs, CA typically sell near $518K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

Is Warner Springs, CA landlord-friendly?

CA law tenant-protective for landlords, and Warner Springs inherits those rules. Investors should still review local ordinances for rental licensing.

How much do tenants pay in Warner Springs, CA?

Expect rents around $1,773/mo per month in Warner Springs, CA. With home values at $518K, the yield math works out to reasonable levels for rental investors.

You know 92086 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 92086 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 92086 ranks in San Diego-Chula Vista-Carlsbad, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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